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Adyen Logo Adyen · Legal

Team Lead, Regulatory Product Counsel - North America

United States, Chicago, New York, San Francisco 210000.00 - 300000.00 USD / Year · Job Posted March 22, 2026
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Job Description

Adyen is evolving from a global payments leader into a full-stack financial technology platform. Unlike many fintechs that rely on partner-bank models, Adyen operates with its own federal banking presence in the United States. As we expand our suite of embedded financial products—including business accounts, card issuing, and lending—we require a sophisticated regulatory strategy that aligns with federal standards. We are looking for a Team Lead to build and head our newly established Product Advisory team for North America. This team is the bridge between rigorous bank oversight and scalable product innovation. You will be the primary strategist for ensuring our financial products are built to the highest standards and for guiding those products through the OCC supervision process. This is a rare opportunity to lead a team at the intersection of 'Big Tech' product speed and 'Tier 1' banking rigor.

Job Responsibility

  • Establish the vision for the NA Product Advisory function, hiring and mentoring a team of specialists dedicated to supporting Adyen’s expansion as a federally overseen financial institution
  • Act as the primary advisor for the U.S. and Canadian product roadmap, ensuring all launches comply with banking laws and the expectations of the relevant regulators
  • Partner with Product Managers and Engineers to architect features that meet federal standards—including UDAP, Reg B, and Reg CC—ensuring that compliance is a competitive advantage rather than a friction point
  • Work closely with the Regulatory team and local stakeholders to manage the 'Product' pillar of regulatory examinations, translating complex technical logic into clear documentation
  • Monitor and interpret federal regulatory shifts, including updates to the Dodd-Frank Act, OCC guidance, and evolving standards for artificial intelligence, cryptocurrency, and open banking (Section 1033)
  • Provide executive-level briefings on the regulatory implications of new product features, balancing commercial ambition with the safety and soundness requirements of a federally supervised entity

Requirements

  • 8+ years of experience in regulatory legal, federal banking compliance, or product advisory
  • Deep background working within a federally chartered bank or a sophisticated fintech operating under direct federal oversight
  • Strategic problem solver applying a first-principles approach to regulation
  • Proven ability to collaborate with and influence cross-functional stakeholders in a fast-paced environment
  • Ability to translate dense legal and compliance jargon into clear, actionable technical requirements and high-level strategic advice
  • Command of U.S. federal banking laws and the OCC’s supervisory framework
  • Understanding of what it means to build products within a licensed federal branch or bank environment
  • Comfortable with speed over bureaucracy
  • Excited by the challenge of building a new advisory function from the ground up
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