CrawlJobs Logo

Structured Finance Credit Approval Officer

usbank.com Logo

U.S. Bank National Association

Location Icon

Location:
United States , New York, NY ▼

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

170255.00 - 200300.00 USD / Year
Save Job
Save Icon
Apply Position

Job Description:

Structured Finance Credit Approval Officer position within Credit Risk Management with responsibility for credit approval activities for U.S. Bank’s ABS Lending and CLO portfolios. Being part of the second line of defense, the Credit Approval Officer will be responsible for review and approval of ABS exposures across various asset types, including auto, fleet lease, equipment, trade receivables and consumer loans. Other responsibilities may include approval of CLOs (both Middle Market and BSL) and private debt securitization lending facilities. The candidate should be knowledgeable in assessing various risks in an ABS transaction, such as credit, rate, liquidity, regulatory, etc.

Job Responsibility:

  • Review and approval of ABS exposures across various asset types, including auto, fleet lease, equipment, trade receivables and consumer loans
  • Approval of CLOs (both Middle Market and BSL) and private debt securitization lending facilities
  • Transaction review includes the analysis of deal structure and documents, servicer evaluation and due diligence, internal rating analysis, stress testing, and adherence to bank policies and procedures
  • Help with monitoring ABS and CLO portfolios performance
  • Work with Portfolio Managers, Relationship Managers, and other senior officers internally
  • Actively participate in client due diligence meetings

Requirements:

  • Bachelor's or advanced degree, or equivalent work experience
  • Typically, more than 12 years of applicable experience
  • Typically requires more than six to seven years of directly relevant experience across ABS asset classes, including auto loans and leases, fleet lease, equipment, trade receivables, consumer loans
  • Demonstrated ability to analyze complex transactions, legal documentation, collateral data and performance, and structural protections
  • Strong data and trend analysis capabilities, distilling complex information into clear, actionable insights
  • Advanced Excel proficiency, including experience manipulating large data sets
  • Excellent verbal and written communication skills
  • Prior credit approval experience
  • Expertise in CLO/private debt securitization
  • Expertise in Commercial and Consumer ABS asset classes
  • Knowledge of current developments and trends in ABS and CLO markets
  • Expert knowledge of credit and lending policies
  • Demonstrated relationship management abilities
  • Advanced knowledge of organizational structure, business practices, business philosophy, and ethics
What we offer:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Additional Information:

Job Posted:
February 20, 2026

Expiration:
February 28, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Icon
U.S. Bank National Association - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Structured Finance Credit Approval Officer

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 1 to 3 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • A strong interest in structured products and credit analysis
  • Strong Microsoft Office skills
  • Modelling experience is a plus
  • Strong attention to detail
  • Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
  • Team player with strong work ethic
  • Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
  • Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
  • Assist with classification and risk rating processes, decisions and monitoring
  • Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
  • Prepare annual credit approval and quarterly memos in a timely manner
  • Model transactions for risk rating and stress testing purposes
  • Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • Assist in reporting of Basel securitization parameters
  • Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Fulltime
Read More
Arrow Right

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 1 to 3 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • strong interest in structured products and credit analysis
  • strong Microsoft Office skills
  • modelling experience is a plus
  • strong attention to detail
  • oral and written communications skills
  • ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk
  • Bachelor's degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
  • monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
  • assist with classification and risk rating processes, decisions and monitoring
  • review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
  • prepare annual credit approval and quarterly memos in a timely manner
  • model transactions for risk rating and stress testing purposes
  • assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • assist in reporting of Basel securitization parameters
  • maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Fulltime
Read More
Arrow Right

Officer – Credit Underwriting – Leveraged Finance

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2 - 4 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • strong interest in structured products and credit analysis
  • strong Microsoft Office skills
  • modelling experience is a plus
  • strong attention to detail
  • oral and written communications skills
  • ability to work independently to meet tight deadlines
  • Bachelor's degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
  • monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers
  • review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance
  • prepare annual credit approval and quarterly memos
  • model transactions for risk rating and stress testing purposes
  • assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • assist in reporting of Basel securitization parameters
  • maintain organized credit files for credit, regulatory, and compliance purposes
What we offer
What we offer
  • Extensive on-the-job training
  • exposure to senior leaders
  • traditional learning opportunities
  • chance to give back and make a positive impact through volunteerism
  • Fulltime
Read More
Arrow Right

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • real estate or structured credit/securitization experience is a plus
  • A strong interest in real estate/structured products and credit analysis
  • Strong Microsoft Office skills
  • Modelling experience is a plus
  • Strong attention to detail
  • Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
  • Team player with strong work ethic
  • Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
  • Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
  • Assist with classification and risk rating processes, decisions and monitoring
  • Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
  • Prepare annual credit approval and quarterly memos in a timely manner
  • Model transactions for risk rating and stress testing purposes
  • Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • Assist in reporting of Basel securitization parameters
  • Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Fulltime
Read More
Arrow Right

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • strong interest in structured products and credit analysis
  • strong Microsoft Office skills
  • modelling experience is a plus
  • strong attention to detail
  • oral and written communications skills
  • team player with strong work ethic
  • strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
  • monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
  • assist with classification and risk rating processes, decisions and monitoring
  • review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
  • prepare annual credit approval and quarterly memos in a timely manner
  • model transactions for risk rating and stress testing purposes
  • assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • assist in reporting of Basel securitization parameters
  • maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
What we offer
What we offer
  • best-in-class benefits
  • work life balance
  • Fulltime
Read More
Arrow Right

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • real estate or structured credit/securitization experience is a plus
  • A strong interest in real estate/structured products and credit analysis
  • Strong Microsoft Office skills
  • Modelling experience is a plus
  • Strong attention to detail
  • Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
  • Team player with strong work ethic who also works well with others at all levels
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
  • Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
  • Assist with classification and risk rating processes, decisions and monitoring
  • Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
  • Prepare annual credit approval and quarterly memos in a timely manner
  • Model transactions for risk rating and stress testing purposes
  • Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • Assist in reporting of Basel securitization parameters
  • Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Fulltime
Read More
Arrow Right

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • A strong interest in structured products and credit analysis
  • Strong Microsoft Office skills
  • Modelling experience is a plus
  • Strong attention to detail
  • Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
  • Team player with strong work ethic
  • Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
  • Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
  • Assist with classification and risk rating processes, decisions and monitoring
  • Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
  • Prepare annual credit approval and quarterly memos in a timely manner
  • Model transactions for risk rating and stress testing purposes
  • Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • Assist in reporting of Basel securitization parameters
  • Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Fulltime
Read More
Arrow Right

Officer - Underwriter (Structured Credit and Real Estate Underwriting)

The Analyst will hold a critical role within the Structured Credit and Real Esta...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
  • structured credit/securitization experience is a plus
  • A strong interest in structured products and credit analysis
  • Strong Microsoft Office skills
  • Modelling experience is a plus
  • Strong attention to detail
  • Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
  • Team player with strong work ethic
  • Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
  • Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
  • Assist with classification and risk rating processes, decisions and monitoring
  • Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
  • Prepare annual credit approval and quarterly memos in a timely manner
  • Model transactions for risk rating and stress testing purposes
  • Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
  • Assist in reporting of Basel securitization parameters
  • Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Fulltime
Read More
Arrow Right
Jobs by Category
Art and Entertainment Jobs Banking Jobs Call Center Jobs Construction Jobs Consulting Jobs Customer Service Jobs Education Jobs Energy Jobs Finance Jobs Gastronomy Jobs Health and Beauty Jobs Hospitality and Tourism Jobs Human Resources Jobs Insurance Jobs IT - Administration Jobs IT - Software Development Jobs Legal Jobs Logistics Jobs Manufacturing Jobs Marketing, Digital Marketing, SEO, SEM Jobs Media Jobs Nursing Jobs Office Administration Jobs Pharmacy Jobs Physical Work Jobs Public Relations Jobs Public Sector Jobs Purchasing Jobs Quality Control Jobs Real Estate Jobs Research and Development Jobs Sales Jobs
Job Positions Jobs by Country
United States Jobs United Kingdom Jobs India Jobs Canada Jobs Australia Jobs Germany Jobs Ireland Jobs Poland Jobs
Company
Blog About Us Contact
Follow Us
Facebook
X (Twitter)
LinkedIn
Instagram
CrawlJobs Group
ITFlashcards AllDevBlogs
© 2026 CrawlJobs Ltd. All Rights Reserved
Terms & Conditions Privacy Policy