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We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system. Plaid Europe is building Plaid in Europe—the open banking platform that makes international expansion one click away for fintechs who want to scale globally. We are the only transatlantic open banking provider, uniquely positioned to help fintechs scale globally with a single Plaid integration. Our team localises, scales, and operates the bank connectivity layer that powers payments, underwriting, onboarding, and identity—abstracting fragmented European rails and regulations into a single, reliable platform. This team operates at the intersection of distributed systems, financial infrastructure, and consumer UX. We solve hard problems in payments reliability, data quality, regulatory complexity, and cross-market expansion—enabling fintechs to launch in new countries with minimal additional engineering effort. You will serve as the technical leader for Plaid's Europe engineering team, setting direction across a broad product surface area while staying hands-on in the codebase.
Job Responsibility:
Set technical direction across Europe's product surface area, translating product strategy into clear engineering roadmaps with crisp scoping, sequencing, and tradeoffs
Stay hands-on—owning high-leverage projects, spiking and prototyping to de-risk, or going deep on the hardest parts of projects others own, depending on the quarter
Own technical excellence for the team—setting and holding a high bar through design reviews, architectural decisions, and code quality
Partner closely with the EM and PM to identify opportunities, make tradeoffs, and keep the team focused on the highest-leverage work
Maintain a strong connection to US engineering and platform teams, ensuring Europe's requirements shape platform decisions and the team leverages shared infrastructure rather than building in isolation
Requirements:
8+ years of software engineering experience, including operating as a technical lead on a product engineering team
Strong programming skills in Go, Python, or similar backend languages
Experience operating and scaling high-availability systems (four 9s) in production—understands the reliability and correctness bar required for critical infrastructure
Demonstrated track record of effective delegation—has scaled their impact by enabling senior engineers to own technical direction, not by doing everything themselves
Strong product engineering instinct—can take a product strategy and translate it into a crisp engineering roadmap with clear scoping, sequencing, and tradeoffs
Experience operating and scaling high-availability systems in production
Nice to have:
Payments domain experience—has worked in payments infrastructure, processing, or a related domain
Experience working across time zones with distributed engineering teams