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Staff Product Manager - Lending Systems

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Mercury

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Location:
United States; Canada , San Francisco ▼

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Category:
IT - Software Development

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Contract Type:
Not provided

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Salary:

239000.00 - 298800.00 USD / Year
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Job Description:

At Mercury, we’re embarking on building systems from the ground up to support an entirely new generation of lending products. We want to create the foundational infrastructure that will define how our customers access capital, how we manage risk, and how we scale responsibly. We’re looking for someone who can architect this future: blending sharp systems thinking with a feel for usability, designing a platform that is both resilient and flexible, and ultimately creating lending experiences that feel seamless, empowering, and even magical to our customers.

Job Responsibility:

  • Define the vision, strategy, and roadmap for Mercury’s lending systems and infrastructure
  • Build the core platform that powers loan origination, underwriting, servicing, and repayment across a range of lending products
  • Partner with engineering, risk, design, data science, and operations to design scalable systems that balance automation with resilient controls
  • Establish the technical and product foundations to support new credit and lending products, including decisioning workflows, data integrations, repayment rails, and compliance features
  • Collaborate with banking partners and internal stakeholders to ensure lending products are regulatory-compliant and operationally sound
  • Prioritize areas of investment using customer insights, market research, and data-driven decision-making
  • Set and track success metrics for lending system health, adoption, and customer impact
  • Create reusable capabilities that amplify the speed and consistency of launching future lending products

Requirements:

  • 10+ years of product management or aligned experience
  • at least 4+ years in lending, credit, or financial systems
  • experience building complex systems or platforms from scratch in a fintech or financial services environment
  • strong understanding of lending lifecycles (origination, underwriting, servicing, repayment) and associated risk/compliance considerations
  • technical fluency
  • ability to dive deep with engineers while simplifying complexity for business and compliance stakeholders
  • a systems mindset - seeing lending not just as features but as interconnected flows of data, risk, operations, and customer experience
  • proven ability to balance customer empathy with rigorous business, compliance, and operational requirements
  • track record of delivering internal platforms or tools that enable speed, scalability, and efficiency across teams
  • comfort operating in ambiguity and setting direction in greenfield product areas
What we offer:
  • equity
  • benefits

Additional Information:

Job Posted:
December 10, 2025

Employment Type:
Fulltime
Work Type:
Remote work
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