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Staff Machine Learning Engineer, Money (Founding ML Lead)

United States, San Francisco 137100.00 - 299300.00 USD / Year · Job Posted March 01, 2026
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Job Description

The Money org at DoorDash builds the financial products and platforms that power our marketplace. We are forming a new Money Machine Learning team, and this role will be the founding ML engineer. The team’s initial focus will be on underwriting and decisioning for merchant cash advances and lending products, with a broader mandate over time to support other high-impact Money initiatives. This team will sit at the intersection of fintech bets and the Money platform, building reusable ML systems that scale across products.

Job Responsibility

  • Lead the design, development, and deployment of production-grade ML systems that drive financial decisioning across DoorDash’s Money ecosystem
  • Own ML-driven underwriting models for merchant cash advances, partnering closely with Product, Risk, Data Science, and Engineering to improve approval rates, loss performance, and capital efficiency
  • Broaden scope to support additional initiatives such as banking products, payouts, and consumer payments optimization
  • Set best practices for model development, deployment, monitoring, and governance across the Money org
  • Influence architecture, strategy, and execution beyond a single team
  • Help shape the future of Money ML at DoorDash, with the opportunity to mentor others and grow a team over time

Requirements

  • 8+ years of industry experience building and deploying production-scale ML systems
  • Direct experience with credit, lending, or cash advance underwriting, including risk modeling and decisioning
  • Strong foundation in statistics, probability, and machine learning, and know how to apply them to noisy, real-world financial data
  • Fluent in Python (and/or Java, Scala, or C++) and experienced with ML frameworks such as XGBoost, PyTorch, TensorFlow, or similar
  • Designed and operated ML systems in production, including monitoring, retraining, and model governance
  • Can lead complex technical projects end-to-end, influencing stakeholders across multiple orgs
  • Communicate clearly and effectively with technical and non-technical audiences
  • Excited about building something new and operating with ambiguity at high ownership

Nice to have

Experience in fintech, payments, banking, or marketplace risk systems is a strong plus

What we offer

  • 401(k) plan with employer matching
  • 16 weeks of paid parental leave
  • Wellness benefits
  • Commuter benefits match
  • Paid time off
  • Paid sick leave
  • Medical, dental, and vision benefits
  • 11 paid holidays
  • Disability and basic life insurance
  • Family-forming assistance
  • Mental health program
  • Equity grants

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