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Staff Engineer - Payment Platform

United States, Palo Alto 110000.00 - 230000.00 USD / Year · Job Posted February 21, 2026
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Job Description

At GEICO, we’re redefining insurance through innovative technology, delivering trusted, seamless experiences to millions of customers. Our payment platform is at the core of this mission, powering secure, scalable, and efficient transactions. As a Staff Engineer, you’ll lead the design and development of our next-generation payment platform, leveraging data expertise to drive fraud detection, optimize transaction flows, and enhance real-time analytics. You’ll collaborate with cross-functional teams, champion engineering excellence, and foster a culture of collaboration and innovation.

Job Responsibility

  • Lead Payment Platform Innovation: Architect and build scalable, secure payment systems, integrating real-time fraud detection, tokenization, and batch processing capabilities
  • Harness Data for Impact: Design data pipelines and analytics frameworks to monitor transaction health, detect fraud patterns, and optimize payment performance
  • Drive Strategy: Partner with product managers, data scientists, and engineers to define and execute a technical roadmap for payment modernization and analytics
  • Ensure Reliability: Own the performance, security, and usability of payment platforms, ensuring 99.9% uptime and compliance with industry standards
  • Mentor & Inspire: Coach engineers, share best practices, and influence stakeholders to elevate payment and data engineering expertise
  • Support Operations: Provide on-call support for payment systems, troubleshoot issues, and champion CI/CD and Infrastructure-as-Code practices

Requirements

  • Fluency and Specialization with at least two modern languages such as Java, C++, Python or C# including object-oriented design
  • Fluency in DevOps Concepts, Cloud Architecture, and Azure DevOps Operational Framework
  • 6+ years of experience designing complex systems, data pipelines, and architectures, with expertise in scaling, performance tuning, and containerization (Docker, Kubernetes)
  • Deep expertise in SQL & open-source databases (MySQL, PostgreSQL) and NoSQL databases (MongoDB, Cassandra, Elasticsearch, etc.) for transaction and analytics use cases
  • 10+ years in software development, platform architecture, or infrastructure management, ideally with payment or fintech systems
  • 4+ years working with open-source frameworks
  • 3+ years in system architecture and design, preferably for payment or data platforms
  • Bachelor's degree in computer science, Information Systems, or equivalent work experience

Nice to have

  • Cloud & Automation: 3+ years working with Azure, AWS, or hybrid data centers
  • DevOps & Analytics: Hands-on experience with CI/CD pipelines (Git, Jenkins, CircleCI) and monitoring tools like Grafana and OpenTelemetry for transaction observability
  • Big Data Expertise: Familiarity with latest data architecture, streaming data pipelines (e.g., Apache Spark, Kafka), and AI/ML frameworks for fraud detection and analytics

What we offer

  • Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family’s overall well-being
  • Financial benefits including market-competitive compensation
  • a 401K savings plan vested from day one that offers a 6% match
  • performance and recognition-based incentives
  • and tuition assistance
  • Access to additional benefits like mental healthcare as well as fertility and adoption assistance
  • Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year

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