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Staff Data Scientist, Cash App Lending

United States, Bay Area 239600.00 - 359400.00 USD / Year · Job Posted January 26, 2026
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Job Description

The Data Science team at Cash App derives valuable insights from our extremely unique datasets and turns those insights into actions that improve the experience for our customers every day. You'll be embedded in our Commerce & Lending organization and work closely with product management, risk engineering and other cross-functional partners to own our loan and payment products.

Job Responsibility

  • Analyze large datasets using SQL and scripting languages to surface actionable insights
  • Approach problems from first principles, using statistical and mathematical modeling techniques
  • Design and analyze A/B experiments
  • Work with engineers to log new data sources
  • Build, forecast, and report on metrics
  • Write code to process, cleanse, and combine data sources
  • Build and share data visualizations and self-serve dashboards
  • Effectively communicate work with team leads and stakeholders

Requirements

  • Direct experience in credit, lending, risk management, or financial services
  • Exceptional communication skills
  • Leadership and influence
  • Advanced proficiency with SQL and data visualization tools
  • Experience with scripting and data analysis programming languages, such as Python or R
  • A bachelor degree in statistics, data science, or similar STEM field with 10+ years of experience in a relevant role OR A graduate degree in statistics, data science, or similar STEM field with 8+ years of experience in a relevant role

What we offer

  • Healthcare coverage (Medical, Vision and Dental insurance)
  • Health Savings Account and Flexible Spending Account
  • Retirement Plans including company match
  • Employee Stock Purchase Program
  • Wellness programs
  • Paid parental and caregiving leave
  • Paid time off
  • Paid sick leave
  • Learning and Development resources
  • Paid Life insurance, AD&D, and disability benefits

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