Sr. Analyst, AVP - Consumer Compliance, Citi

Citi

Location:
United States, O'Fallon, Missouri ▼
San Antonio, Texas
Jacksonville, Florida

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

This is a Sr. Analyst Assistant Vice President (AVP) 2nd Line of Defense position serving as a Consumer Compliance Monitoring and Testing Officer within Citi’s Independent Compliance Risk Management (ICRM) organization. This role is part of the US Personal Banking (USPB) Independent Assessment team responsible for evaluating the effectiveness of compliance risk controls implemented by the first and second lines of defense. The role emphasizes analytical thinking, compliance testing, and leveraging data-driven tools to address consumer compliance risks.

Job Responsibility:

develop, implement, and execute compliance testing and monitoring activities
leverage data analytics to enhance sampling strategies and identify potential compliance anomalies
design and execute testing procedures utilizing structured and unstructured data
conduct walkthroughs to gain an understanding of end-to-end processes
execute issue validation and control testing for Consumer Compliance risks
document and report findings clearly
probe into processes and data to ensure robust testing outcomes
collaborate with Data Analytics partners or use coding skills to analyze datasets
assist in the development of compliance testing risk assessments
maintain strong partnerships with process owners and compliance officers
escalate control deficiencies or violations in a timely manner
stay current with industry practices and regulatory expectations
support continuous improvement efforts within the Independent Assessment program

Requirements:

5-8 years of experience in Financial Services, with a strong background in Consumer Compliance
prior experience working for or interacting with regulatory agencies such as the CFPB, OCC, or FDIC is highly desirable
proven experience with data analytics/Artificial Intelligence in testing or monitoring activities
working knowledge of Consumer Protection laws and regulations such as Reg Z, UDAAP, ECOA/Reg B, SCRA, MLA, FCRA, and Fair Lending
strong working knowledge of coding or query languages (e.g., SQL, Python, SAS) or demonstrated ability to work alongside analytics teams
ability to dig deeply into processes and data to uncover compliance risks and root causes
experience conducting risk-based testing, including planning, execution, and documentation
excellent written and verbal communication skills
strong project management and time management skills
experience working collaboratively in a large, matrixed organization
effective negotiation skills and sound judgment in escalating issues
certifications preferred: CRCM, CIA, CISA, or other relevant designations
bachelor’s degree required, advanced degree a plus
background in compliance, auditing, analytics, legal, or a related control function strongly preferred

Nice to have:

demonstrated ability to leverage data analytics to inform testing strategy and identify compliance trends or control weaknesses
proficiency in SQL, Python, SAS, or other analytics tools
prior work experience in a regulatory agency (e.g., CFPB, OCC, FDIC)
strong investigative mindset and intellectual curiosity
experience developing automated testing routines
knowledge of model governance or how data-driven tools intersect with regulatory expectations
familiarity with Citi’s internal systems, compliance frameworks, or previous experience working in a global, matrixed bank environment
track record of contributing to or leading continuous improvement initiatives
high degree of professional independence, resilience, and accountability

What we offer:

discretionary and formulaic incentive and retention awards
medical coverage
dental coverage
vision coverage
401(k)
life, accident, and disability insurance
wellness programs
planned vacation time
sick leave
paid holidays

Additional Information:

Job Posted:
September 18, 2025

Expiration:
September 23, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Sr. Analyst, AVP - Consumer Compliance