This list contains only the countries for which job offers have been published in the selected language (e.g., in the French version, only job offers written in French are displayed, and in the English version, only those in English).
Sr. Manager - Commercial Card Underwriting, Portfolio Management. Business Cards & Payments (BC&P) | Build the Future. At BC&P, we bring a builder's mindset to work, just like the business owners we serve. Small businesses are a different kind of customer. They're the people turning ideas into opportunities, and opportunities into livelihoods. When we build for them, we build something bigger. That's why we have a high bar for quality. We own the work end to end, turning today's insights into tomorrow's results, together. We're relentlessly curious. We ask the hard questions. We make space for the best ideas to win. Because that's how we create impact we can be proud of. The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Supporting our Business Cards & Payments business, our Underwriters and Portfolio Managers balance supporting resilient growth while ensuring we have a scalable, well-managed business. As a Sr. Manager in this space, you demonstrate subject matter expertise in credit risk management and are expected to perform responsibilities independently. In addition to your own job duties, you may play a leadership role across deal teams by guiding and shaping more junior associates. You are trusted with the most complex transactions and to solve unique problems because of your experience and job specific skills.
Job Responsibility:
Lead new originations and scheduled review process and calls
evaluate deals to draw relevant conclusions on material strengths, risks, and mitigants
Develop junior team members in financial statement analysis and cash flow analysis
Prepare and review financial models independently
Coordinate with deal team on appropriate structuring options or overrides to financial models
Write and prepare all parts of the credit approval document
may serve as second approver for members of the team
take a leadership role in conversations with internal partners
Oversee closing process requirements
review closing memo
Interact directly with customers to articulate credit decisions or conduct further due diligence
Drive overall deal process and lead communication with internal and external constituents
constructively improve deal process
Delegate spreading and risk ratings to analysts or contractor teams