This list contains only the countries for which job offers have been published in the selected language (e.g., in the French version, only job offers written in French are displayed, and in the English version, only those in English).
Robert Half Management Resources is looking for an experienced Sr. Credit Analyst to join one of our clients on an interim basis. In this role, you will contribute to commercial lending decisions by evaluating borrower financials, preparing clear credit recommendations, and monitoring portfolio health. This position offers the opportunity to support both new and existing loan activity while partnering closely with relationship managers, underwriting teams, and credit leadership.
Job Responsibility:
Develop detailed credit memos and lending recommendations for new requests, renewals, and modifications
Analyze financial statements by completing spreads, cash flow reviews, ratio analysis, and covenant testing to support credit decisions
Track the performance of assigned borrowing relationships and flag developing risks, exceptions, or adverse trends
Review collateral, industry conditions, and borrower operating results to form balanced assessments of repayment capacity
Maintain ongoing portfolio oversight through periodic reviews, covenant compliance monitoring, and credit file updates
Collaborate with lenders, portfolio partners, and credit approvers to deliver accurate and timely documentation for commercial loan activity
Ensure loan packages and supporting records align with internal credit standards and applicable regulatory expectations
Use credit analysis platforms and reporting tools, such as Abrigo, Experian, or comparable systems, to support underwriting and portfolio management activities
Requirements:
At least 3 years of experience in credit analysis or portfolio management within commercial banking or business banking
Demonstrated ability to prepare credit presentations, loan narratives, and formal underwriting documentation
Strong background in financial statement analysis, credit spreading, cash flow evaluation, and covenant measurement
Working knowledge of commercial loan structures, risk identification, and credit policy application
Experience supporting commercial lending products, which may include construction financing, loan renewals, or SBA-related transactions
Proficiency with credit and financial analysis systems, with Abrigo, Experian, or similar platforms preferred
Effective written and verbal communication skills with the ability to present findings clearly to internal stakeholders
Nice to have:
Experience supporting commercial lending products, which may include construction financing, loan renewals, or SBA-related transactions
Proficiency with credit and financial analysis systems, with Abrigo, Experian, or similar platforms preferred
What we offer:
Competitive compensation
Benefits available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance