Sr Business Banking Underwriting Portfolio Manager

As the Business Banking Operations Underwriter PM IV (UW IV), you will be responsible for reviewing and underwriting loan requests under Business Banking Credit Policy up to TCL $15MM. The incumbent will be responsible for underwriting and making recommendations based on sound credit judgment with particular emphasis on adherence to credit policy and requirements, bank’s risk culture, financial analysis/modeling, risk evaluation and mitigation, and proper loan structuring. This role is responsible for underwriting and recommending for approval within SLAs and meeting production requirements. The Business Banking Operations Underwriter PM IV will independently interact with senior management, sales team, credit product managers and credit officers in order to discuss and resolve risk-related issues. This role independently reviews financials, proposed loan structure, collateral and due diligence and makes recommendations of new money requests for approval. Aggressively seeks alternative means of financing or counter offers for all borrowers when it is determined that the original request cannot be accommodated. This role will perform the functions of the position with periodic oversight and is expected to perform with reasonable to general supervisory intervention. They will be responsible for underwriting the simple and complex relationships within the group.