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The Sr Analyst, Credit is responsible for evaluating customer credit worthiness and potentials risks for new customers, routine reassessment of credit terms and limits on existing customers, and manually evaluating and releasing orders on hold based on appropriate approvals for a specific region.
Job Responsibility:
Support the evaluation of creditworthiness for new customers using the Credit Integration Solution and C2C Technology toolset
Assist in supervising changes in existing customer creditworthiness by reviewing alerts, exposure changes, and predefined risk indicators
Set up and maintain customer credit limits in the system according to approved guidelines and senior-level approvals
Participate in the automated credit review process and prepare cases that require addressing a blocking issue or manual approval
Process online credit applications for new customers within the assigned region
Review and release orders on hold in accordance with predefined credit policies and approval matrices
Support the monitoring of credit release and automation rules and suggest improvements when applicable
Collaborate with Accounts Receivable and Collections teams to understand customer account status
Communicate with customers regarding standard credit requirements and documentation needs
Support interactions with Sales and Commercial teams related to routine customer credit requests
Assist in maintaining accurate credit data and reporting, collaborating with IT and external vendors as needed
Support the administration and tracking of bank guarantees, letters of credit, cash collateral, and netting agreements (as applicable)
Follow global credit policies, procedures, and compliance requirements, including SOX controls
Continuously develop knowledge of credit risk management tools, methodologies, and industry practices
Requirements:
Bachelor’s degree in finance, accounting, or a related field
3+ years of experience in shared service center or similar role with primary focus on credit, risk management
Experienced user of Credit Integration Solution or equivalent credit scoring tool and C2C Technology Credit Module