CrawlJobs Logo

Sr Analyst, Credit Risk Management

https://www.t-mobile.com Logo

T-Mobile

Location Icon

Location:
United States , Overland Park

Category Icon
Category:

Job Type Icon

Contract Type:
Employment contract

Salary Icon

Salary:

Not provided

Job Description:

Join T-Mobile's dynamic Credit Risk Management team as a Senior Analyst in Strategy & Data Science. Collaborate with a talented group of analysts to identify groundbreaking credit segmentation opportunities through statistical methods. Work on credit decision processes, policies, collections strategies, and fraud prevention measures. Handle and analyze substantial data sets to drive insights and actionable recommendations. Develop predictive analytical models and participate in projects throughout various stages.

Job Responsibility:

  • Apply statistical segmentation techniques to identify new opportunities
  • Perform sophisticated qualitative and quantitative analysis of credit policies to ensure financial goals are being attained
  • Develop predictive financial and analytical models using the appropriate statistical methodologies, including trend and regression analysis
  • Participate and perform the analysis of new data and statistical products by external vendors
  • Perform loss forecasting analysis
  • Extract, process and transform data from multiple disparate sources
  • analyzing credit bureau data and alternative credit data
  • Deliver work output with full awareness and adherence to project timelines or agreed upon deadlines

Requirements:

  • 5+ years of quantitative analytic modeling experience or comparable process management experience
  • BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree required
  • Basic proficiency in SQL, Python, R or other statistical software packages required
  • Outstanding computer skills in Excel, Word, PowerPoint required
  • Strong communication (spoken and written), organization and presentation skills
  • Proven time management skills and awareness of project management methods
  • Legally authorized to work in the United States
  • At least 18 years of age

Nice to have:

  • Graduate degree in a quantitative field
  • Intermediate or higher proficiency in SAS or other statistical/analytical programming languages
  • Prior consumer risk management experience
  • Wireless/Telecom experience
What we offer:
  • Medical, dental and vision insurance
  • Flexible spending account
  • 401(k)
  • Employee stock grants
  • Employee stock purchase plan
  • Paid time off
  • Up to 12 paid holidays
  • Paid parental and family leave
  • Family building benefits
  • Back-up care
  • Enhanced family support
  • Childcare subsidy
  • Tuition assistance
  • College coaching
  • Short- and long-term disability insurance
  • Voluntary AD&D coverage
  • Voluntary accident coverage
  • Voluntary life insurance
  • Voluntary disability insurance
  • Voluntary long-term care insurance
  • Mobile service and home internet discounts
  • Pet insurance
  • Access to commuter and transit programs

Additional Information:

Job Posted:
April 05, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Sr Analyst, Credit Risk Management

Credit Portfolio Sr Analyst

The Credit Risk Senior Analyst (AVP) is an intermediate-level position responsib...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5-8 years relevant experience
  • Knowledge of consumer risk analytics
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects
  • Proven interpersonal, organizational and analytic skills
  • Ability to work under pressure, multi-task and prioritize to meet deadlines
  • Highly proficient in MS Office – (Excel, Word, PowerPoint)
  • Proficiency in SAS is preferred
Job Responsibility
Job Responsibility
  • Contribute to the quarterly submissions for IFRS9 provisioning process, work with finance stakeholders to ensure timely submission of the provision numbers
  • Contribute to the quarterly/annually submissions for Stress Testing, regulatory and non-regulatory (CCAR/ICAAP/IWST) submission for loss forecasting
  • Manage stress test for the entire credit spectrum across multiple products (retail) and prepare risk management presentations for senior management
  • Analyze model outputs and relate to portfolio and macroeconomic trends
  • Utilize Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
  • Participate in developing, testing, and optimizing statistical risk models, ensuring consistency and regulatory compliance for the purpose of loss forecasting and/or IFRS9 provisioning with Model Developers
  • Perform Model Monitoring, Validations as per Model Risk Management Guideline
  • Manage IFRS9 provisioning for the entire credit spectrum across multiple products and prepare risk management presentations for senior management
  • Appropriately assess provision adequacy safeguarding Citigroup and its assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • Extensive on-the-job training
  • Exposure to senior leaders
  • Work-life balance initiatives
  • Opportunity to volunteer and give back
  • Comprehensive global benefits
  • Fulltime
Read More
Arrow Right

Non-Trading Market Risk Mgmt Sr. Analyst

The BSM NTMR Senior Analyst will support the production needs in various workstr...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5+ years experience in Financial Services, Treasury, and bank global liquidity investment portfolio
  • Strong Excel and PowerPoint skills for report building and presentations
  • Basic knowledge in debt investment securities and non-trading market risk such as FXRBB, commodity risk, private equity risk and CSRBB, QMMF and CCAR for Pensions, ATM/AFS portfolios, etc.
  • Fundamental understanding of regulatory, compliance, risk management and financial management, and data governance concerns
  • Intermediate understanding of Bank ALM, Capital, and Liquidity considerations
  • Basic experience in debt investment securities analytics, measurement, metrics and methodologies
  • Demonstrated ability to collaboratively solution complex and dynamic processes
  • Ability to work under pressure in ambiguous environments
  • Strong oral and written communications skills with ability to synthesize complex concepts
  • Strong technical problem-solving skills
Job Responsibility
Job Responsibility
  • Support analysis in the implementation of BSM’s process by providing key analytical insights across BSM functions with a primary focus on asset allocation, FXRBB, OCI stress testing analytics for (CCAR) and QMMF for pensions and AFS /HTM securities, Commodity/Equity/CSRBB risk
  • Provide accurate analysis to be used for enhancing BSM’s analytics and methodologies and establishing Citi's first-line NTMR management framework (Policy/Standard/Procedures, models, methodologies, reporting, controls, processes, analytics, data and documentation)
  • Develop key management review presentations
  • Oversee the data results and management report metrics for decision processes
  • Support subject matter experts on the team to aid senior leaders in aligning governance and management framework, procedures and controls for all legal entities that have OCI Risk, FX risk, commodity risk, credit spread risk in the Banking Book
  • Liaise with businesses, legal entity treasury, CTI and Markets Treasury, and Controllers teams to ensure both an understanding and the ability to manage other non-trading market risks
  • Support the team and assist Manager with remediation gap efforts in other non-trading market risk (excl IRRBB) as required by Tier 1 regulations and help to remediate regulatory/audit self-identified issues concerning other non-trading market risks in the banking book and achieve target state framework
  • Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function
  • Integrates subject matter and industry expertise within a defined area
  • Contributes to enhancing processes to manage these exposures in a well governed environment
  • Fulltime
Read More
Arrow Right

Credit Maintenance Analyst

CRMS serves as a critical component of Citi's First Line of defense for wholesal...
Location
Location
Philippines , City of Taguig
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Fresh graduate or with relevant work experience up to 2 years
  • Experience in credit operations or similar position
  • Knowledge of the processes, procedures and systems
  • Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
  • Ability to work in a team-oriented environment
Job Responsibility
Job Responsibility
  • Activation and maintenance of locally approved credit obligors in the credit system
  • Preparation of credit approvals (CA) document in the credit system based on the data provided by the RM and Risk for Annual Review, Interim, Extension and Initial following the established procedures, policies and checkpoints
  • Input and maintenance of approved credit facilities in the credit system (e.g. facility creation, allocations/re-allocations, facility amendment, cancellation, classification, special handling instructions, and updates using 'As Of' functionality)
  • Ensure that the credit approvals are obtained and in compliance to the credit policy
  • Review and rectification of data exceptions
  • month-end adjustments on credit facilities via 'as of' functionality
  • Monitoring, completion/filing of fully approved workflows
  • Monthly reporting of Expiring CAs and Expired CAs
  • Checking of approval for Classified Credit Review if in compliance to the credit policy
  • Prepares BCMA CA Face document based on the data provided by the RMs or analysts
  • Fulltime
Read More
Arrow Right

Senior Vice President, Regulatory Reporting Sr. Analyst

The SVP, Regulatory Reporting Senior Analyst (C14) is a senior professional posi...
Location
Location
Philippines , Taguig City
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of experience in Financial Services with experience in FR Y-14 Regulatory Reporting preferred
  • Proven track record analyzing complex financial reporting items in a high-profile environment
  • Experience with regulatory, finance and/or risk management reporting (such as Market Risk, Wholesale Credit Risk, and/or Financial Planning & Analysis)
  • Familiarity with Risk and Finance reporting data infrastructures and platforms across multiple products, functions, and/or businesses preferred
  • Previous management experience
  • Working knowledge of related industry practices and standards
  • Ability to work with multiple functions
  • Proficient in Microsoft Office with an emphasis on MS Excel
  • Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
  • Demonstrated leadership and project management skills
Job Responsibility
Job Responsibility
  • Investigating and assessing issues raised by regulators on items reported in Y-14 schedules related to actuals
  • Investigating and assessing issues affecting Y-14 schedules raised through other channels (such as IMRs, data tracing exercises, conformance reviews, etc.)
  • Providing an assessment to the Head of Y-14 Report Impact Assessment and seniors on the data quality of actuals information and the risk severity of Y-14 schedules impact
  • Assessing the effectiveness of known compensating controls and assessing issues for possible restatement
  • Maintaining a log of the issues and assessments (including remediation programs and compensating controls) for issues identified
  • Assist in the development of process efficiencies, improvement efforts and procedures, as well as data quality improvement projects
  • Work with senior leadership on strategic planning, establishing guidelines, implementing controls, and executing strategic plans
  • Build and maintain a thorough understanding of related product reporting and analytics and utilize knowledge of systems and process flows to provide insight and recommendations on identified issues
  • Has experience managing a team
  • Has the ability to operate with a limited level of direct supervision
What we offer
What we offer
  • Extensive on-the-job training and exposure to senior leaders
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Access to learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Model/Anlys/Valid Sr Analyst

The Model/Anlys/Valid Sr Analyst is a seasoned professional role. Applies in-dep...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5-8 years experience
  • Proficient in Microsoft Office with an emphasis on MS Excel
  • Consistently demonstrates clear and concise written and verbal communication skills
  • Self-motivated and detail oriented
  • Demonstrated project management and organizational skills and capability to handle multiple projects at one time
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational
  • Conducts statistical analysis for risk related projects and data modeling/validation
  • Applies quantitative and qualitative data analysis methods including SAS programming, Structured Query Language (SQL) to extract, transform and analyze data and Visual Basic programming language
  • Prepares statistical and non-statistical data exploration, validate data, identify data quality issues
  • Conducts data analysis, data mining, read and create formal statistical documentation, reports and work with Technology to address issues
  • Analyzes and interprets data reports, make recommendations addressing business needs
  • Uses Predictive modeling methods, Optimizing monitoring systems, document optimization solutions, and present results to non-technical audiences
  • create formal documentation using statistical vocabulary
  • Generates statistical models to improve methods of obtaining and evaluating quantitative and qualitative data and identify relationships and trends in data and factors affecting research results
  • Validates assumptions
  • Fulltime
Read More
Arrow Right

Sr. Financial Analyst

As a Sr. Financial Analyst, you will play a crucial role in supporting our finan...
Location
Location
United States , Memphis
Salary
Salary:
Not provided
https://www.roberthalf.com Logo
Robert Half
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Minimum of 5 years of experience as a Financial Analyst or in a similar role
  • Demonstrable proficiency in business systems
  • Knowledge of budget processes
  • Capable of managing capital and understanding capital management strategies
  • Proficiency in financial modeling
  • Experience in corporate financial planning
  • Ability to perform cash flow analysis
Job Responsibility
Job Responsibility
  • Accurately process and analyze customer credit applications
  • Maintain precise and up-to-date customer credit records
  • Resolve customer inquiries promptly and professionally
  • Monitor customer accounts and take appropriate action based on account status
  • Manage daily cash positions, forecasting cash flow requirements, and ensuring the operational needs are met efficiently
  • Review and recommend investment opportunities to enhance the portfolio and return on investments
  • Identify, assess, and develop strategies to mitigate financial risks related to interest rates, foreign exchange, and other market variables
  • Ensure compliance with regulatory requirements and internal policies regarding treasury operations
  • Create detailed reports on cash flow, liquidity, and investment performance for review by senior management
  • Aid in the development of annual budgets, including data gathering, forecasting, and coordination with various departments
What we offer
What we offer
  • Medical, vision, dental, and life and disability insurance
  • Eligibility to enroll in company 401(k) plan
  • Fulltime
Read More
Arrow Right

Finance Rptg Sr. Analyst

The primary focus of the Treasury Non Trading Market Risk Reporting team is to p...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6+ years of experience in the finance services industry with strong experience in Risk, Finance, or Treasury
  • Bachelor’s or master’s degree in a quantitative discipline (e.g. engineering, finance, economics, science)
  • Solid understanding of Asset and liability management and balance sheet analysis
  • Proficiency in Tableau, Power BI or other BI visualization tools
  • Advanced knowledge of EXCEL/VBA, Access and PowerPoint
  • Understanding of programming, technology systems, risk data, and automation
  • Strong analytical and problem-solving skills, and attention to details
  • Ability to quickly analyze granular details, summarize top-level trends, identify key drivers of trends and adeptly present findings
  • Experience with managing/restructuring large, complex databases (e.g. with millions of records), and with programming languages such as Python, R and SAS, is preferable
  • Excellent written and verbal communication skills, and proven presentation skills
Job Responsibility
Job Responsibility
  • Evaluate and validate interest rate risk exposure, Including validation of cash flows to explain risk drivers, analysis of deposit modeling behavior and treasury hedging activity
  • Engage with members of Treasury, ALM, Independent Market Risk and FP&A to explain drivers of variances in interest rate risk measures
  • Analysing material movements to understand underlying issues and providing concise explanations
  • Manage / Prepare regular and time-sensitive analytics, visualizations and reports covering Citi’s Credit & Interest Rate Risk Exposures
  • Provide critical data to Risk and Business management for portfolio monitoring and strategic decision-making (including Regulatory Submissions)
  • Engage with Risk, Finance, Technology & business teams to provide in-depth analysis on the key Risk metrics and present the same during Senior Management Committee reviews (Portfolio Review / ALCO etc.)
  • Business analysis support for solutions and platforms delivering risk data and risk reporting programs
  • Utilize Tableau to design visualizations, dashboards, and data flows
  • Drive organizational and innovative technology projects to execute strategy and deliver results
  • Participate in critical Risk-wide initiatives such as platform implementation, end-user computing reduction, and process/data controls
  • Fulltime
Read More
Arrow Right

Sr. Credit Analyst

Robert Half Finance & Accounting has partnered with a highly successful financia...
Location
Location
United States , Tiffin
Salary
Salary:
Not provided
https://www.roberthalf.com Logo
Robert Half
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s in business, finance, accounting, ideally (open to Associates with requisite experience)
  • 5+ years’ experience analyzing commercial, consumer, ag & mortgage loans
  • Strong analytical, communication, and problem-solving skills
  • Experience leading more junior level credit analysts
Job Responsibility
Job Responsibility
  • Take the lead on analyzing new and complex commercial loan requests
  • Identifying and managing credit risk
  • Ensuring all credits align with bank policy and regulatory guidelines
  • Partner closely with loan officers
  • Structure sound credit solutions
  • Present findings to leadership
  • Deep financial analysis
  • Independent industry research
  • Managing loan presentations
  • Overseeing the commercial appraisal and secondary market QC programs
What we offer
What we offer
  • strong benefits
  • bonus potential
  • ESOP
  • medical, vision, dental, and life and disability insurance
  • 401(k) plan
  • Fulltime
Read More
Arrow Right