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This role is responsible for designing, developing, and maintaining decisioning workflows and integrations within the DataView360 platform to support automated credit vetting, scoring, and risk-based decisioning.
Job Responsibility:
Develop and configure credit decisioning rules, workflows, and data integrations within the DataView360 platform
Collaborate with credit risk analysts to translate business requirements into technical solutions
Integrate external data sources (e.g., credit bureaus, fraud detection services) via APIs and batch processes
Optimize system performance and ensure high availability of credit vetting services
Maintain documentation for configurations, rules, and system interfaces
Support testing, deployment, and troubleshooting of new features and enhancements
Ensure compliance with data protection and financial regulations (e.g., POPIA, GDPR, PCI DSS)
Requirements:
Matric is essential
A relevant IT 3-year tertiary qualification is essential
3-5 years’ experience in a software development environment is essential
Understanding of credit scoring models, risk segmentation, and loan origination workflows
Solid knowledge of credit vetting processes, including scorecard logic, affordability assessments, and risk segmentation
Experience configuring decision trees, rules engines, and workflow orchestration
Agile/Scrum development experience
Ability to work under pressure and manage multiple priorities
Strong proficiency in Java, Python, or C#
Experience with SQL and relational databases (e.g. Oracle, MySQL, Mongo)
Familiarity with credit decisioning systems, ideally DataView360 or similar platforms (e.g. Experian, TransUnion, XDS etc.)
Knowledge of RESTful APIs, SOAP, and data integration techniques
Exposure to cloud platforms (AWS, Azure) and CI/CD pipelines
Excellent problem-solving and communication skills
What we offer:
Enticing incentive programs and competitive benefit packages
Retirement funds, risk benefits, and medical aid benefits
Cell phone and data benefits, advantages fibre connection discounts, and exclusive staff discounts offered in collaboration with partner companies