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We are looking for a motivated and hands-on Java Developer with 2–3 years of experience to join our product engineering team at the India Development Center in Bengaluru. You will work on Payfinia’s core payment platform — IPX (Instant Payment Exchange) — which powers FedNow, RTP, ACH, and Wire payment rails for financial institutions across the United States. This role offers direct exposure to production-grade, real-time payment systems in an agile, fast-paced environment.
Job Responsibility
Design, develop, and maintain Java-based microservices for the IPX payment platform
Build and consume RESTful APIs
integrate with payment rails and financial institution core systems
Work with MySQL, Redis, and IBM MQ as part of the payment processing pipeline
Write clean, testable code with strong unit test coverage
participate in peer code reviews
Collaborate with senior developers, architects, and QA on sprint deliverables
Debug and resolve production issues
support incident triage and root cause analysis
Leverage AI-assisted development tools (Cursor, Claude Code) to improve productivity and code quality
Follow secure coding practices aligned with PCI-DSS and SOC2 requirements
Requirements
2–3 years of Java development experience with strong OOP fundamentals
Hands-on experience with Spring Boot and RESTful API development
Working knowledge of SQL databases (MySQL)
Familiarity with Git-based version control and CI/CD workflows
Understanding of microservices architecture and service-to-service communication
Strong problem-solving skills and ability to work in an agile sprint environment
B.E. / B.Tech in Computer Science or related field
Good communication and collaboration abilities
Nice to have
Experience with message queues (IBM MQ, Kafka, or RabbitMQ)
Exposure to Docker / Kubernetes or cloud platforms (AWS preferred)
Familiarity with the payments domain — ACH, Wire, or real-time payment rails
Knowledge of OAuth 2.0, JWT, or mTLS security patterns