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ModernFi Logo ModernFi · IT - Software Development

Software Engineer

United States, NYC 150000.00 - 220000.00 USD / Year · Job Posted February 18, 2026
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Job Description

ModernFi is hiring software engineers to join a talented and collaborative team building the foundation of our platform. You’ll work on critical systems from day one, with meaningful ownership and the opportunity to shape the direction of our products and infrastructure. You will join a talented and collaborative team to design, build, and maintain foundational systems that power ModernFi’s products and integrations. From day one, you’ll have significant ownership and the opportunity to shape the direction of our platform, engineering culture, and broader company trajectory. We believe in hiring top talent and giving you the autonomy to build impactful solutions, while fostering a culture of collaboration and learning. You’ll grow your expertise, work on mission-critical systems, and contribute to products that help banks and credit unions better serve their communities, improving financial health nationwide. We’re hiring across levels (mid-level, Senior, and Staff), and your level will be determined during the interview process based on your technical performance.

Job Responsibility

  • Design and build scalable, maintainable, and correct backend services to support ModernFi’s core products and bank integrations
  • Lead or contribute to technical initiatives, with opportunities to define architecture, lead projects, and mentor teammates
  • Partner closely with Product to define requirements, translate business needs into technical specs, and ship elegant, impactful features
  • Uphold and evolve engineering best practices, including code quality, testing, CI/CD pipelines, and documentation
  • Participate in design discussions, conduct code reviews, and contribute to technical decisions that scale with our business
  • Tackle challenging technical problems with innovative and pragmatic solutions
  • Help cultivate an inclusive, high-performing engineering culture grounded in trust, ownership, and collaboration

Requirements

  • Proven ability to independently design, develop, and maintain backend systems
  • Strong understanding of software engineering principles, with tangible experience writing high-quality, production-ready code
  • Experience leading or contributing significantly to complex engineering projects (for more senior candidates)
  • Excellent communication skills with the ability to explain technical concepts clearly to both technical and non-technical audiences
  • Comfortable operating in a fast-paced, dynamic environment with shifting priorities
  • High level of empathy, integrity, and calmness under pressure
  • 4+ years of software engineering experience (flexible depending on level), ideally with Python, AWS, or similar modern technologies
  • Interest in financial systems and the opportunity to work on meaningful problems with real-world impact

What we offer

  • Generous salary
  • Unlimited PTO
  • 401(k)
  • Premium health, dental, and vision insurance
  • Significant equity
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