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Software Engineer, Payments

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OpenAI

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Location:
United States , San Francisco

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Category:
IT - Software Development

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Contract Type:
Not provided

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Salary:

255000.00 - 440000.00 USD / Year
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Job Description:

The Payments Team is working to make AGI financially sustainable by enabling OpenAI to accept payments across our existing products (ChatGPT, ChatGPT for Teams, API) and supporting future commercial experiences. We own the user-facing payments experience, direct integrations with payment service providers, and other supporting infrastructure that powers checkout and payment flows. As a Software Engineer on the Payments Team, you will play a pivotal role in shaping the infrastructure that powers OpenAI’s financial systems. You’ll design and build core payments systems, partner with cross-functional teams to deliver scalable solutions, and ensure that our financial systems support rapid product iteration and global reach.

Job Responsibility:

  • Architect, implement and scale core payment infrastructure
  • Build robust and extensible financial primitives to enable rapid iteration and support hyper-growth
  • Collaborate closely with internal and external stakeholders (e.g. Finance, GTM, Product, etc) to translate business requirements into clean, scalable technical systems
  • Demonstrate high levels of ownership to get changes shipped in the highly-regulated domain of payments
  • Create a seamless user experience for checkout around the world
  • Improve the reliability, observability and auditability of money movement at OpenAI

Requirements:

  • 5+ years of professional experience in software engineering
  • ideally with a focus on payments or financial systems at scale
  • familiarity with payment processors (e.g., Stripe, Adyen, Braintree) or experience building similar internal financial systems (e.g., storing cardholder data, pricing, online commerce)
  • strong product mindset and a desire to deeply understand product needs
  • ability to thrive in high-growth, ambiguous environments
  • ability to balance fast execution with technical rigor and system reliability
  • excellent communication skills, with ability to build consensus among stakeholders both internally and externally
What we offer:
  • Offers Equity
  • Medical, dental, and vision insurance for you and your family, with employer contributions to Health Savings Accounts
  • Pre-tax accounts for Health FSA, Dependent Care FSA, and commuter expenses (parking and transit)
  • 401(k) retirement plan with employer match
  • Paid parental leave (up to 24 weeks for birth parents and 20 weeks for non-birthing parents), plus paid medical and caregiver leave (up to 8 weeks)
  • Paid time off: flexible PTO for exempt employees and up to 15 days annually for non-exempt employees
  • 13+ paid company holidays, and multiple paid coordinated company office closures throughout the year for focus and recharge, plus paid sick or safe time (1 hour per 30 hours worked, or more, as required by applicable state or local law)
  • Mental health and wellness support
  • Employer-paid basic life and disability coverage
  • Annual learning and development stipend to fuel your professional growth
  • Daily meals in our offices, and meal delivery credits as eligible
  • Relocation support for eligible employees
  • Additional taxable fringe benefits, such as charitable donation matching and wellness stipends

Additional Information:

Job Posted:
February 21, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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