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Software Engineer - Europe

United Kingdom, London · Job Posted May 04, 2026
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Job Description

We build simple yet innovative consumer products and developer APIs that shape how everybody interacts with money and the financial system. We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. The Europe team operates as a startup within Plaid, dedicated to creating Europe-specific products that will expand Plaid’s global footprint. Our mission is to develop groundbreaking Europe-specific payment and credit products that will revolutionize the financial landscape. We work hand-in-hand with product, GTM, and customers to ensure our solutions drive maximum impact and meet the unique needs of the European market. As a member of the Europe team, you'll have a significant opportunity to shape Plaid's direction and strategy in Europe. Your contributions will be highly visible and crucial to our success. You'll thrive in a fast-paced, agile startup environment, supported by the resources and stability of a well-established company. As a Software Engineer on the Europe team, you will collaborate closely with cross-functional teams to develop and improve Europe-specific payments and credit products. You will build frameworks and tooling to ensure Plaid has the most resilient and highest-performing integrations with European banks. You will work with engineering and product teams across Plaid to localize new and existing global Plaid products for the European market.

Job Responsibility

  • Partner with other teams across Plaid, working closely with other engineering teams as well as Product, Design, Data Science, and more to iterate on and productionize new products and improve existing products
  • Deeply understand client needs and architect solutions tailored to their use cases
  • Own projects, step up as a trusted member of the team’s on-call rotation, and follow best practices to increase overall system reliability

Requirements

  • 2-5 years of experience as a product engineer working full-stack (backend-leaning)
  • Excellent coding and testing skills
  • Experience working with large scale backend systems

Nice to have

  • Experience working on payments products or in the payments space
  • Experience working with Open Banking APIs

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