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The team owns the core experience that helps finance teams control, automate, and optimize company spend. We build the engine that powers Ramp’s card and expense workflows—from card issuance and spend limits to approvals, policy enforcement, and real-time insights. Our systems handle billions of dollars in transactions and integrate deeply with Ramp’s AI platform, financial infrastructure, and partner ecosystems (banks, ERPs, HRIS). As a backend engineer on this team, you’ll work across product surfaces that are central to Ramp’s success: cards, approvals, spend controls, and automation intelligence.
Job Responsibility:
Design, build, and scale backend systems that power spend controls, approval workflows, and card transactions at massive scale
Collaborate cross-functionally with product, design, and data to deliver intelligent, user-first experiences for finance teams
Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection
Own complex projects end-to-end — from architecture to deployment and observability
Partner with the Product Platform and Integrations teams to ensure reliability, scalability, and data consistency across financial systems
Continuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilience
Requirements:
2+ years of software engineering experience (backend or fullstack with a backend focus)
Strong fundamentals in backend systems and API design — experience with Python, Go, or TypeScript is ideal
Familiarity with PostgreSQL, AWS, and modern observability tooling
Product sense: ability to balance technical quality with speed and user value
Collaborative, thoughtful communicator who thrives in high-ownership environments
Nice to have:
Fintech or payments experience (cards, reconciliation, transaction processing)
Exposure to AI- or rule-based automation systems
Experience integrating with ERP or accounting systems
Familiarity with security, risk, or compliance-driven domains
Experience building reliable distributed systems that process large volumes of financial or transactional data
What we offer:
100% medical, dental & vision insurance coverage for you
Partially covered for your dependents
One Medical annual membership
401k (including employer match on contributions made while employed by Ramp)
Flexible PTO
Fertility HRA (up to $10,000 per year)
Parental Leave
Unlimited AI token usage
Pet insurance
Centralized home-office equipment ordering for all employees