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It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world's relationship with money to make it more relatable, instantly available, and universally accessible. Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We've been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy. The Role: Cash App's mission is to make money instantly available and universally accessible - all the products and features we've released in the app are based on those principles. Lending is one of the newest Cash App products and we're looking for a Software Engineer to join this team and help deliver on our vision of economic empowerment. Lending offers Cash App and Afterpay users low-friction access to credit without prohibitive repayment terms, and the Lending Engineering team is focused on building the complex systems and tooling to support access and availability. The Lending Engineering team focuses on building the products and platforms that help deliver this access and credit to our customers at scale. We're looking for people who are as excited about our mission as they are about the technical challenges we have.
Job Responsibility:
Partner closely with credit risk, legal & compliance, product managers and other engineers to take the Lending capability to the next level
Lead or contribute to projects from hypothesis to production capability, ensuring ownership of the output quality
Build financial primitives by acting as an IC or lead on atomic, composable, API-level building blocks that serve the Block's intelligence layer
Take a developer-centric approach to designing and building clean APIs, optimizing strictly for uptime, latency, regulatory compliance, and cost-per-transaction
Experiment with emerging approaches and support team capability by sharing learnings and providing feedback
Operate and manage existing Cash services
Make recommendations to improve the team and wider Engineering practices
Help interview candidates, organize external recruiting/networking activities, and contribute to the broader tech and open-source communities
Requirements:
5+ years working on complex systems and delivering quality software, with clear expertise developed in one or more technical areas
Embrace an AI-first mentality
Familiar with agentic engineering
Curiosity that pushes you to find flaws in complex systems and take whatever steps are necessary to fix them
Resilience to persevere in complex situations across multiple axes: e.g., scale, uncertainty, and interconnectedness
Self-directed and comfortable with ambiguity, with a willingness to publish your reasoning and be wrong publicly