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Cash App Logo Cash App · IT - Software Development

Software Engineer, Cash App - Lending Products

United States, New York 153000.00 - 270000.00 USD / Year · Job Posted May 05, 2026
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Job Description

Cash App's mission is to make money instantly available and universally accessible - all the products and features we've released in the app are based on those principles. Lending is one of the newest Cash App products and we're looking for a Software Engineer to join this team and help deliver on our vision of economic empowerment. Lending offers Cash App and Afterpay users low-friction access to credit without prohibitive repayment terms, and the Lending Engineering team is focused on building the complex systems and tooling to support access and availability. The Lending Engineering team focuses on building the products and platforms that help deliver this access and credit to our customers at scale.

Job Responsibility

  • Partner closely with credit risk, legal & compliance, product managers and other engineers to take the Lending capability to the next level
  • Lead or contribute to projects from hypothesis to production capability, ensuring ownership of the output quality
  • Build financial primitives by acting as an IC or lead on atomic, composable, API-level building blocks that serve the Block's intelligence layer
  • Take a developer-centric approach to designing and building clean APIs, optimizing strictly for uptime, latency, regulatory compliance, and cost-per-transaction
  • Experiment with emerging approaches and support team capability by sharing learnings and providing feedback
  • Operate and manage existing Cash services
  • Make recommendations to improve the team and wider Engineering practices
  • Help interview candidates, organize external recruiting/networking activities, and contribute to the broader tech and open-source communities

Requirements

  • 5+ years working on complex systems and delivering quality software, with clear expertise developed in one or more technical areas
  • Curiosity that pushes you to find flaws in complex systems and take whatever steps are necessary to fix them
  • Resilience to persevere in complex situations across multiple axes: e.g., scale, uncertainty, and interconnectedness
  • Self-directed and comfortable with ambiguity, with a willingness to publish your reasoning and be wrong publicly
  • Embrace an AI-first mentality
  • Familiar with agentic engineering

What we offer

  • Remote work
  • Medical insurance
  • Flexible time off
  • Retirement savings plans
  • Modern family planning
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