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Software Engineer, Bill Pay & Procurement

United States, New York, NY (HQ), San Francisco, CA 168000.00 - 275100.00 USD / Year · Job Posted February 21, 2026
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Job Description

At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Job Responsibility

  • Design and build core P2P systems, from invoice ingestion and approval workflows to payment orchestration and reconciliation logic
  • Enable AI agents to classify, validate, and process invoices automatically, reducing manual review and accelerating financial close
  • Own backend services that process large volumes of financial events across Bill Pay, Procurement, and Treasury
  • Collaborate cross-functionally with Product, Finance, and Data to translate accounting and compliance policies into robust, testable code
  • Extend Ramp’s financial ledger to handle new transaction types, international payments, and automated audit trails
  • Drive technical excellence around reliability, observability, and data integrity in systems where correctness directly impacts financial reporting
  • Continuously improve developer tooling and internal APIs that make P2P data accessible across Ramp’s product ecosystem

Requirements

  • 3+ years of backend engineering experience, ideally in fintech, payments, or transactional systems
  • Proven experience designing and maintaining data-intensive distributed systems with strong consistency and auditability requirements
  • Deep knowledge of Python (or a comparable backend language) and SQL
  • Comfort building event-driven systems and scaling high-volume, low-latency architectures
  • Strong system design and debugging skills
  • you care about correctness as much as speed
  • Ability to work closely with finance, risk, and product stakeholders to translate business rules into software logic
  • Passion for building systems that are precise, reliable, and extensible as Ramp scales globally

Nice to have

  • Experience with accounts payable, payments, or reconciliation systems
  • Familiarity with accounting or ERP integrations (e.g. NetSuite, QuickBooks, Oracle)
  • Background in compliance-heavy or regulated domains
  • Exposure to AI-driven automation or interest in working with AI/ML teams to build intelligent finance workflows
  • Desire to move quickly while maintaining an uncompromising standard for data accuracy and auditability

What we offer

  • 100% medical, dental & vision insurance coverage for you
  • Partially covered for your dependents
  • One Medical annual membership
  • 401k (including employer match on contributions made while employed by Ramp)
  • Flexible PTO
  • Fertility HRA (up to $10,000 per year)
  • Parental Leave
  • Unlimited AI token usage
  • Pet insurance
  • Centralized home-office equipment ordering for all employees
  • Health and Wellness stipend
  • In-office perks: lunch, snacks, drinks, and more
  • Budget for intra-office travel
  • Relocation support to NYC or SF (as needed)

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