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Citi Logo Citi · Banking

Senior Vice President - ICM Credit Product Strategy

India, Mumbai · Job Posted October 06, 2025
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Job Description

CPSO team comprises senior Banking and Credit Risk SMEs along with specialized staff with a broad mandate spanning all of credit monitoring, portfolio management, collateral management, transaction management, credit risk middle office, quality assurance, issues management and regulatory issue remediation. The team's objective is to ensure exceptional outcomes for Citi's clients while sustaining industry leading safety and soundness as regards credit risk management by the first line of defence.

Job Responsibility

  • Accountability for effective Issue Resolution & Risk Mitigation by providing design and testing support to resolve MRAs/CAPs and SIIs across Institutional Credit Management
  • Foster a consultative / advisory approach that challenges legacy policies, processes and promotes efficiency
  • Identification of governance mechanisms / controls to prevent recurrence of issues
  • Partnership and continuous engagement with applicable regional and industry stakeholders in ICM, Corporate Bank, Commercial Bank, Wealth and Risk for effective Issue resolution and Risk Mitigation
  • Identification of opportunities to reduce anomalies and establish guidelines / best practices to drive operational consistency across Business Units
  • Improve client experience by simplifying the implied support burdens currently borne by clients and coverage staff
  • Ensure on-time adoption and continued improvement of the Credit Risk Process Digitalization platforms
  • Identify scope to leverage new age tools (AI/ML) to optimize processes across the ICM organization
  • Ensure timely completion of projects within the CPSO book of work
  • Place additional focus on talent management by increasing completion rates of individual development plans and adoption of consistent succession planning processes across ICM
  • Attract, develop and retain top quality staff including as regards active engagement with regional recruiting efforts to ensure a robust pipeline of talent
  • Actively participate in Learning, Development and Training opportunities including instructor led courses
  • Improve VoE Engagement, Belonging (DEI), and Leadership scores
  • Travel (less than 10%)

Requirements

  • Demonstrate financial services experience, including 12-15 years in Banking or FI Industry
  • Deep knowledge of Wholesale Credit Processes and Policies spanning the Credit Risk Value Chain
  • Credit Officer (CO) or demonstrating the skills aligned with that designation
  • Impeccable and thorough knowledge of Credit risk systems
  • Ability to synthetize complex information into clear, compelling presentations and well-structured analytical workbooks
  • Outstanding awareness and adherence to the control environment
  • Strategic orientation
  • Recognized as a skillful manager with a track record of building high performing teams
  • Proven culture carrier
  • Powerful interpersonal skills
  • Solid organizational skills with ability and willingness to work under pressure and manage time and priorities effectively with little to no supervision
  • Highly effective written and verbal communication skills
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • BA/BSc in Finance or Accounting or higher degree in Business (MBA), or CFA, or any other related subject

What we offer

Global benefits designed to support well-being, growth and work-life balance

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