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Senior Vice President - Credit Review Senior Officer

https://www.citi.com/ Logo

Citi

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Location:
India , Mumbai

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

Not provided
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Job Description:

Join Citi as a Senior Vice President - Credit Review Senior Officer, based in Mumbai, India. In this role, you will manage and assess credit risk processes for assigned Review Entities, ensure effectiveness of credit risk management, and contribute to strategic improvements in risk governance. Citi provides robust resources for career growth, financial well-being, and work-life balance.

Job Responsibility:

  • Assesses the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across assigned BICR Review Entities
  • management of BICR Review Entities through quarterly Business Monitoring and periodic Reviews
  • assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks
  • assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships
  • assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements
  • assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities
  • preparation of Credit Assessment Documents in accordance with and at the quality standards required by the BICR Manual and Review Guides
  • approval of relationship-level file testing prepared by BICR Credit Risk Reviewers
  • evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of their effectiveness after implementation
  • accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Banking & International Credit Review Reports
  • support Credit Review Managers, Senior Credit Review Managers and Global Head of Banking and International Credit Review on cluster and/or global tasks
  • proactive communication to Credit Review Team Managers, Senior Credit Review Managers and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
  • travel required (10% to 30% depending on cluster).

Requirements:

  • Demonstrable financial services experience including 10+ years of credit experience in corporate or commercial banking
  • work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with credit or financial statement analysis experience
  • good knowledge of capital markets products, including derivatives
  • expert in risk analysis and risk management processes for one or more products and lending areas
  • fully conversant in credit policy matters with proven sound judgment
  • regulatory experience or relevant experience in a similar role at another institution is desirable.

Nice to have:

  • Regulatory experience
  • language skills depending on cluster
  • knowledge of Citi's organization and systems.
What we offer:
  • Access to telehealth options
  • health advocates
  • confidential counseling
  • financial well-being programs
  • extensive on-the-job training and exposure to senior leaders
  • volunteer programs
  • learning and development resources
  • paid time off packages.

Additional Information:

Job Posted:
April 26, 2025

Employment Type:
Fulltime
Work Type:
On-site work
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