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Are you a senior underwriting professional with a high-stakes signing authority and a passion for complex risk assessment? Our client, one of Canada's most prestigious financial institutions , is looking for a Senior Underwriting Consultant to join their elite team. This is a 100% permanent remote position available to candidates anywhere in Canada. Individual Life Underwriting Consultant Full time - permanent position Fully Remote Salary : 75k - 125k
Job Responsibility:
High-Limit Risk Assessment: Conduct full individual life risk classification, focusing on complex and large-case market files
Evidence Analysis: Deep-dive into medical, financial, and non-medical data to assess and classify risks accurately
Strategic Collaboration: Act as a consultant for field partners and advisors, providing high-quality, competitive decisions that differentiate the brand's service
Negotiation: Influence outcomes and negotiate effectively with reinsurers on complex cases
Compliance: Ensure all files meet strict legislative, privacy, and disclosure regulations
Requirements:
Minimum 5+ years of direct experience as an Individual Life Underwriter
You MUST have an existing or recent Life signing authority of at least $3M
Comprehensive knowledge of medical, personal, and financial underwriting
Proven ability to analyze complex facts and evidence to make high-stakes risk decisions
Excellent negotiation skills and the ability to self-manage in a remote environment
Nice to have:
Experience in the Large Case Market
Professional designations (or progress toward) FALU or FLMI
Knowledge of Critical Illness risk assessment
What we offer:
100% Remote Flexibility: Work from anywhere in Canada
Competitive Compensation: Base salary up to $125,600 + variable bonus and commissions
Education Investment: Up to $2,000 annually for industry courses (FALU, FLMI)
Top-Tier Benefits: Flexible health/dental plus a $5,000 mental health credit
Stability & Growth: Join a domestic leader with nearly two centuries of success and a dedicated Underwriting Specialist team for peer mentorship