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Senior Underwriter - Director

https://www.citi.com/ Logo

Citi

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Location:
India , Mumbai

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

We’re currently looking for a high caliber professional to join our team as Director, Senior Underwriter -Hybrid (Internal Job Title: Underwriter - C15) based in Mumbai, India. The Senior Underwriter manages a team of corporate underwriters, covering large and complex relationships, being responsible for all underwriting activities, in partnership with Front Office and Risk.

Job Responsibility:

  • Execute all responsibilities regarding underwriting
  • Adoption of leading practices in credit analysis, underwriting, and monitoring
  • Manage junior resources and serve as a key point of contact for the team for escalations/guidance
  • Perform a detailed review of the financial analysis, due diligence, projection modeling, stress testing, risk rating, and other in-depth analysis performed by junior resources
  • Review and approval of Credit Approval Memo (CAM) packages
  • Partner with front office on structuring and production of term sheet for new transactions
  • Facilitate relationships with key clients in Banking, Markets, and Risk and with key regulators, internal audit, and control functions
  • Support the Head of Credit Underwriting and the Head of ICM on strategic initiatives/projects as required

Requirements:

  • 15+ years risk/risk-related credit work experience in banking/financial institutions
  • 8+ years' managerial experience
  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
  • Demonstrates strong ethics and integrity
  • Ability to see the ‘big picture’ in a complex environment
  • Can make decisions under pressure and short timeline
  • Excellent verbal & written communication skills
  • Active listening skills
  • Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
  • Bachelor’s/University degree or equivalent
  • Master’s degree preferred
What we offer:
  • Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling
  • Access to an array of learning and development resources
  • Resources and tools to volunteer in the communities in which they live and work

Additional Information:

Job Posted:
March 21, 2026

Work Type:
On-site work
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