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Descartes Underwriting Logo Descartes Underwriting · Insurance

Senior Underwriter/Data Scientist

United Kingdom, London · Job Posted July 02, 2026
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Job Description

Descartes Underwriting is seeking a Senior Underwriter/Data Scientist (Parametric Insurance) to join the Underwriting Team based in London. Reporting to the Underwriting Manager & Director of Descartes UK, you will be a key contributor to the development and deployment of climate risk models for the pricing, underwriting and monitoring of weather-related parametric policies for corporates and public entities.

Job Responsibility

  • Collaborate with the business team and brokers to understand client needs and risk transfer challenges to successfully underwrite new business and renew accounts
  • Conduct thorough analyses for product design and coverage structuring in order to meet the needs and expectations of the clients
  • Improve and develop pricing models in order to model the risk, underwrite policies for corporates and public entities, and monitor the portfolio performance and accumulation
  • Contribute to insurance proposal and underwriting documentation in order to finalise policies for corporate clients and public entities worldwide
  • Operate in the London market, leading discussions and projects with brokers and partners
  • Collaborate with various divisions of Descartes in order to sustain the growth of the portfolio (e.g. R&D teams, Legal, Operations, Risk Management)
  • Technical & Business Leadership: help both the underwriting strategy and the review of the work conducted by Underwriting Data Scientists, providing guidance on technical modeling matters & business requirements

Requirements

  • Graduated from a leading academic institution with a degree in mathematics, statistics, data science, physics or related
  • 4 years of significant experience minimum (post graduation) in data science or related
  • As a plus: track record of experience in leading a (small) team and managing business projects
  • As a plus: prior experience in structuring, pricing & underwriting parametric insurance covers for climate risks
  • Proficiency in Python (e.g. pandas, scikit-learn)
  • Strong background in statistics and mathematics, showing clear understanding of probabilities
  • Eye for quality, autonomous and attention to detail
  • Fluency in English (written and verbal communication) is required
  • Good level of one additional language (e.g. Chinese, French, Italian, German, Spanish...) is a plus
  • Interested in insurance industry and climate risks modeling
  • Strong team spirit
  • Ability to work under pressure
  • Eagerness to solve complex problems and technical challenges
  • Rigorous, creative and meticulous mind
  • Strong desire to learn and acquire responsibility
  • Results oriented with the ability to work in a fast-paced and multi-cultural environment

Nice to have

  • track record of experience in leading a (small) team and managing business projects
  • prior experience in structuring, pricing & underwriting parametric insurance covers for climate risks
  • Good level of one additional language (e.g. Chinese, French, Italian, German, Spanish...)

What we offer

  • Opportunity to work and learn with teams from the most prestigious schools and research labs in the world, allowing you to progress towards technical excellence
  • Commitment from Descartes to its staff of continued learning and development (think annual seminars, training etc.)
  • Work in a collaborative & professional environment
  • Be part of an international team, passionate about diversity
  • Join a company with a true purpose – help us help our clients be more resilient towards climate risks
  • A competitive salary, bonus and benefits
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