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We are seeking an experienced, technically strong, and market-facing underwriting professional with a proven track record in general property underwriting. This role offers significant responsibility and autonomy, with direct impact on portfolio performance, broker relationships, and underwriting strategy across the German market. In this role, you will take ownership of underwriting complex new and renewal business, analyze property risk exposures, and make independent, sound underwriting decisions within BHSI’s risk appetite. You will play a key role in profitably growing and shaping the portfolio, while actively contributing to market strategy and broker engagement. You will collaborate closely with brokers, customers, internal stakeholders across BHSI product lines, and the Risk Engineering team, acting as a senior reference point for technical underwriting expertise and disciplined risk selection.
Job Responsibility:
Lead the sourcing, evaluation, and underwriting of new and renewal general property business, including primary and excess layers, multi-year policies, and bespoke structured placements
Take ownership of underwriting decisions for complex risks, ensuring alignment with BHSI’s risk appetite and underwriting standards
Drive profitable portfolio growth through targeted business development, production planning, and strategic broker engagement
Develop and execute market strategies, delivering tailored underwriting solutions to meet broker and customer needs
Build, maintain, and expand senior-level broker and client relationships, acting as a trusted underwriting partner
Collaborate closely with other BHSI product lines and the Risk Engineering team to deliver integrated and technically robust solutions
Analyze and interpret technical information, including catastrophe modeling, risk engineering reports, and valuation documentation
Review, negotiate, and approve policy terms and conditions to ensure technical accuracy, contract certainty, and risk clarity
Operate effectively in a fast-paced environment, managing multiple priorities while maintaining underwriting discipline, integrity, and sound judgment
Requirements:
8–10+ years of relevant experience in commercial property insurance underwriting
Demonstrated success in developing and managing a profitable general property portfolio
Established and strong broker and client relationships within the market
Proven underwriting judgment with the ability to independently assess and structure complex risks
Solid understanding of catastrophe peril modeling and pricing methodologies
In-depth knowledge of policy forms and wordings, including broker manuscript policies
Strong strategic mindset with the ability to contribute to market and portfolio strategy
Excellent communication and negotiation skills, including senior-level stakeholder engagement and presentations
Strong collaboration skills and a team-oriented mindset
Willingness to travel as required
Nice to have:
University degree or equivalent education, and/or strong professional insurance qualifications preferred
Fluency in German and English
What we offer:
A competitive compensation package commensurate with experience, combined with attractive professional growth and development opportunities
A dynamic, fast-moving, and purpose-driven environment focused on doing the right thing for our customers, teammates, and stakeholders
A deliberately non-bureaucratic culture that values simplicity over complexity and encourages individual excellence within a collaborative team framework