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The Senior Testing Analyst (SAS-PEGA) (AVP) – Consumer Credit Risk is responsible for testing credit risk models and strategies; reports to Senior Leader - Consumer Credit Risk Testing and Validation; works in a fast-paced financial environment.
Job Responsibility:
Lead the creation of comprehensive test strategies
Oversee the development of detailed test plans
Direct the design and execution of test scripts
Ensure that all test cases are aligned with credit risk policies
Work closely with cross-functional teams
Implement and maintain strong risk management practices
Drive ongoing improvements in test methodologies, tools, and processes
Ensure accurate reporting of test results
Maintain thorough documentation of test strategies and processes.
Requirements:
Bachelor's degree in a relevant field (e.g., finance, risk management, information technology)
7+ years of experience in consumer credit risk management or financial services
Strong knowledge of credit risk modeling, decisioning platforms, and rules engines
Proficient in SQL and SAS
Proven experience leading, mentoring, and developing high-performing teams
Ability to analyze test results and provide actionable insights
Strong verbal and written communication skills
Strong critical thinking and problem-solving skills
Familiarity with testing tools and automation frameworks.
Nice to have:
Master’s degree or certifications in credit risk, financial analysis, or software testing
Experience incorporating AI/ML or advanced statistical methodologies into credit risk testing processes.
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