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Senior Testing Analyst Consumer Credit Risk

https://www.citi.com/ Logo

Citi

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Location:
India , Pune

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Category:
Finance

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Contract Type:
Not provided

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Salary:

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Job Description:

The Senior Testing Analyst (SAS-PEGA) (AVP) – Consumer Credit Riskis responsible for developing and managing comprehensive test strategies, test plans, and test scripts that ensure the accurate integration of credit risk strategies and business rules across multiple teams and platforms. This role focuses on testing the implementation of Credit strategies ensuring that testing processes support the organization’s broader credit risk initiatives and driving continuous improvements in testing methodologies.

Job Responsibility:

  • Lead the creation of comprehensive test strategies for credit risk models, decisioning engines, and business rules
  • Oversee the development of detailed test plans, including scope, objectives, resources, schedules, and deliverables
  • Direct the design and execution of test scripts that validate credit risk rules integration
  • Ensure that all test cases are aligned with credit risk policies
  • Work closely with cross-functional teams, including credit risk, IT, product development, and compliance
  • Implement and maintain strong risk management practices throughout the testing process
  • Drive ongoing improvements in test methodologies, tools, and processes
  • Ensure accurate reporting of test results, including defect tracking, resolution, and metrics

Requirements:

  • Bachelor's degree in a relevant field (e.g., finance, risk management, information technology)
  • 7+ years of experience in consumer credit risk management or financial services, with experience executing test strategies for credit risk systems or decision engines
  • Strong knowledge of credit risk modeling, decisioning platforms, and rules engines
  • Proficient in SQL and SAS
  • Proven experience leading, mentoring, and developing high-performing teams in complex testing environments
  • Strong verbal and written communication skills
  • Strong critical thinking and problem-solving skills
  • Strong understanding of technology platforms, automation tools, and data analytics that support risk model/strategy testing and validation

Nice to have:

  • A Master’s degree or certifications in credit risk, financial analysis, or software testing is a plus
  • Familiarity with testing tools and automation frameworks is preferred
  • Experience incorporating AI/ML or advanced statistical methodologies into credit risk testing processes is preferred

Additional Information:

Job Posted:
February 14, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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