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Wells Fargo is seeking a Senior Technology Business Systems Consultant. In this role, you will lead or participate in providing technology initiatives for simple to moderately complex business problems within technology business systems.
Job Responsibility:
Lead or participate in providing technology initiatives for simple to moderately complex business problems within technology business systems
Contribute to the development of systems and procedures that are both cost effective and meet the relevant business requirements
Evaluate moderately complex business, operational, or technical challenges that require an in-depth evaluation of planning and direction conducted to resolve complex business problems
Partner with business and technology teams to evaluate moderately complex business problems and lead a team to provide comprehensive technological solutions
Act as an internal consultant within technology and business groups by using quality tools and process definition or improvement to re-engineer technical processes
Collaborate and consult with business and technology teams to evaluate and resolve issues in order to provide technological solutions and manage both project schedules and deliverables
Coordinate communication and information flow between business and technology teams
Collaborate with business stakeholders to elicit, document, and validate functional and non-functional requirements
Analyze payment workflows, transaction lifecycles, and integration points with upstream/downstream systems
Translate business needs into detailed technical specifications for development teams
Provide subject matter expertise in payment systems
Work with architects and developers to design scalable, secure, and efficient payment solutions
Create BRDs, FRDs, user stories, and acceptance criteria for agile delivery
Maintain traceability between requirements and delivered functionality
Act as a bridge between product owners, operations, and technology teams
Facilitate workshops, sprint planning, and backlog grooming sessions
Communicate progress, risks, and dependencies to stakeholders
Requirements:
4+ years of Business Systems Data experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
5+ years of experience as a Business Analyst in financial services or payments domain
Strong understanding of payment systems, messaging standards (ISO 8583, ISO 20022), and clearing/settlement processes
Familiarity with APIs, microservices, and integration patterns
Proficiency in tools like JIRA, Confluence, and MS Visio for documentation and workflow design
Defining NFRs and testing
SQL, N-SQL
Tools like Grafana, Elastic
Expertise in payment workflows, clearing/settlement, and transaction lifecycle
Familiarity with fraud detection, dispute management, and reconciliation processes
Proficiency in JIRA, Confluence, MS Visio, and BPM tools
Ability to create detailed functional documentation and process maps
Support SIT/UAT by validating test cases against requirements
Ensure defect triage and resolution aligns with business priorities
Validate end-to-end payment flows and reconciliation processes
Gather, analyze, and document functional requirements for payment systems
Map business processes to functional workflows for ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and card-based transactions
Define functional specifications for APIs, integration points, and payment gateways
Provide deep functional knowledge of payment systems, clearing and settlement processes
Ensure compliance with regulatory standards (AML, KYC, PCI DSS) and incorporate them into functional design
Support modernization initiatives like ISO 20022 migration and real-time payment adoption
Excellent analytical, problem-solving, and communication skills
Ability to manage multiple priorities and work in an agile environment