Job Description
At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s). This role is expected to be in the office 4 days a week. Schwab Technology Services enables the future of how clients manage their money by providing innovative and reliable technology products and services as part of our ongoing commitment to democratize access to investing and financial planning. We are seeking a Senior Software Engineering Lead to play a pivotal role in building and evolving the technology that powers Charles Schwab Bank’s Lending platforms, spanning Home Mortgages and Securities‑Based Lending, including our flagship Pledged Asset Line (PAL) product. In this role, you will operate as a technical leader who is both deeply hands‑on and strategically minded—owning the design and delivery of large‑scale initiatives while serving as a key contributor to solution architecture for new capabilities and critical roadmap enhancements. You will immerse yourself in our Java / Spring Boot ecosystem, applying modern engineering practices and tools (including GitHub Copilot) to build high‑quality, scalable, and resilient software solutions. Our Bank Technology – Lending organization supports complex, business‑critical integrations across SaaS providers, internal platforms, and core lending systems of record, enabling end‑to‑end Loan Origination and Servicing experiences. As a senior technical leader, you will influence system design across domains, guide implementation decisions, and help ensure our platforms remain secure, extensible, and well‑positioned for future growth. In addition to core technical leadership, this role is expected to push the envelope on how AI‑assisted development and emerging AI capabilities are thoughtfully applied within our engineering practices. While our AI adoption is still evolving, we are looking for an engineer who is both curious and grounded—someone who will experiment responsibly, evaluate real‑world applicability, and help stablish practical standards for how AI can improve developer productivity, solution design, and system quality within a regulated banking environment. You will partner closely with product owners, architects, and engineering peers to translate business strategy into technical solutions—mentoring engineers, shaping standards, and leading delivery across high‑impact initiatives that provide liquidity to clients across a diverse range of asset classes held at Schwab. If you are motivated by owning complex technical problems, influencing architecture at scale, and serving as a technical standard‑bearer within a collaborative financial services environment, this role offers the opportunity to make a lasting impact while continuing to grow your career as a senior individual contributor.
