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Senior Software Engineer (Java) - Bank Payments

United States, Chicago 180000.00 - 243000.00 USD / Year · Job Posted March 05, 2026
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Job Description

The North American Bank Payments team is dedicated to driving innovation and development within the region's core banking rails. We focus on high-volume payment methods like ACH (the second-largest bank payment method by total volume, processing billions in payments) and EFT Pre-Authorized Debits (PADs) for Canada. The team is currently executing a major strategic transition of merchants to a new acquirer under Adyen's U.S. Bank license to unlock new features. We also manage cutting-edge Pay by Bank solutions, utilizing Open Banking features via partners like Plaid for secure data sharing and direct debit initiation.

Job Responsibility

  • Bring your own point of view on best engineering practices
  • Collaborate across teams and time zones to get projects over the finish line
  • Lead complex technical projects from requirements analysis through design, implementation, testing and launch into production
  • Be hands on and contribute to the implementation, but at the same time offer technical guidance and mentoring to other engineers
  • Identify and improve parts of the platform to make it more robust and scalable
  • Your code will be used at scale and you are expected to think in that mindset when building features
  • We launch fast and iterate often. Concretely, this means that within your first few weeks, you will bring live functionalities that impact many merchants and shoppers

Requirements

  • At least 8 years of professional experience as an engineer and are currently working as a Senior Software Engineer or at a similar level
  • Great communication skills and the ability to articulate complex technical concepts in front of different stakeholders
  • Flexible, a team player, someone with an eye for detail
  • Familiar with complex large scale distributed systems
  • Open to some domestic and international travel
  • Demonstrated knowledge of building Java based web services (RESTful, SOAP)
  • Experienced in designing performant database models in PostgreSQL or other relational databases
  • Knowledgeable of various software architecture paradigms such as event-driven or message queueing systems

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