Senior Software Engineer - Crypto R&D

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s). Schwab Technology Services (STS) Research & Development team is responsible for exploring innovative technologies and identifying ways that organizations throughout Schwab might benefit from their application. We are seeking a senior crypto focused technologist to join Schwab’s Research & Development team, bringing subject matter expertise in blockchain and digital assets alongside a strong foundation in software architecture and engineering. This role will support key R&D initiatives focused on digital asset capabilities—including tokenization, custody models, and next-generation financial infrastructure—while also contributing across a broader portfolio of emerging technology exploration. This is an ideal role for someone who thrives in ambiguous, innovation-driven environments, enjoys evaluating and prototyping new technologies, and can operate both as a domain expert in digital assets and a generalist across adjacent technology areas such as AI/ML, cloud-native architecture, and digital trust.