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Senior Risk Strategist - Fraud

Mercury

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Location:
United States; Canada, San Francisco

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Category:
Finance

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Contract Type:
Not provided

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Salary:

166600.00 - 208300.00 USD / Year

Job Description:

Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepreneurs' and business owners’ financial lives. To enable this stellar banking experience, we need to have a deep understanding of our customers and how they interact with our product. We are looking to hire a strategist to bring risk expertise and an analytical approach to our Risk Strategy team, driving impact in this crucial space. Risk Strategy is a hybrid team that combines analytics with thought leadership to identify, assess, and mitigate the financial, regulatory, and reputational risks Mercury faces. The team focuses on data-driven insights and process improvements while ensuring a stellar customer experience that fosters trust in our platform. As a Senior Risk Strategist focused on fraud, you’ll help shape Mercury’s fraud strategy across multiple domains, combining data-driven analysis with strategic problem solving. You’ll partner closely with Product, Engineering, Operations, and Compliance to deliver scalable outcomes that enable the business and reduce fraud losses while protecting customer experience.

Job Responsibility:

  • Drive strategy and execution across multiple fraud domains
  • Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience
  • Partner with Compliance and Legal to ensure solutions align with regulatory requirements
  • Collaborate with Product, Engineering, and Operations to design and implement scalable risk solutions
  • Build domain expertise, identify gaps, and proactively optimize fraud processes
  • Define and track metrics that measure both risk effectiveness and customer impact

Requirements:

  • 6+ years of experience in an analytical role
  • 4+ years in fraud, trust and safety, or a related risk function
  • Proven ability to design and execute fraud strategies across domains
  • Skilled in customer risk scoring/modeling and process automation
  • Strong SQL proficiency
  • Track record of balancing risk, compliance, and customer experience in cross-functional settings
  • Excellent communication skills
  • Comfortable operating in ambiguity
  • Curious, growth-oriented, and motivated to work on fraud problems at all lifecycle stages

Nice to have:

startup or fintech experience

What we offer:
  • equity
  • benefits

Additional Information:

Job Posted:
December 10, 2025

Employment Type:
Fulltime
Work Type:
Remote work
Job Link Share:
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