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Senior Risk Associate, Card & Expense

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Capital One

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Location:
United States , McLean

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Category:

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Contract Type:
Not provided

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Salary:

87700.00 - 110100.00 USD / Year
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Job Description:

The Payment and Travel Solutions (PATS) team at Capital One is seeking a dedicated and disciplined process professional who excels in a team environment. The ideal candidate will possess exceptional communication skills, meticulous attention to detail, and demonstrate the ability to adapt to an evolving environment. A key attribute to succeed in this role is the ability to influence up. As a Senior Risk Associate at Capital One, you will be responsible for creating and enhancing expense management processes- balancing customer needs within a well-managed framework. You will monitor process performance through data analytics, identify trends and escalate anomalies. You’ll identify trends to make recommendations on process improvements and oversee the implementation of changes, partnering with enterprise partners as needed. Additionally, you will manage formal process documents and regularly execute and oversee controls to mitigate end-to-end process risks.

Job Responsibility:

  • Oversee daily activities related to corporate card issuance, credit limit management, expense report submission and approvals
  • Monitor expense activity through Finance System and card reporting tools, highlighting themes and trends for LOBs and/or back-office support teams through regular reporting and interactions
  • Identify, implement and execute corporate card and expense process controls - ensuring a well-managed end-to-end process, while driving issue resolution/risk mitigation activities
  • Identify, prioritize and lead process improvement work to streamline the user experience
  • Use data analytics and reporting to provide transparency to senior leadership on process needs and health
  • Coordinating work between multiple areas and working on multiple projects simultaneously
  • leveraging/influencing business partners to drive results
  • Track and resolve process breakdowns, providing transparency on impact to leadership and customers
  • Develop and maintain formal process documentation including procedures
  • Act as a subject matter expert to effectively partner with project customers to achieve desired outcome or improvement by clarifying needs and providing appropriate solutions

Requirements:

  • Bachelor’s Degree or military experience
  • At least 2 years of experience in Accounting OR Finance OR a combination
  • 3+ years of experience in Business Process Management, or Project Management, or Relationship Management or Risk Management or a combination
  • 1+ year of experience in Corporate Travel and Expense or Corporate Card Management
  • 1+ year of experience in Change management
  • Lean, Agile, Six Sigma, Business Process Management, or Project Management certification
  • Previous experience in Microsoft Office or G-suite
  • Strong communication and presentation skills

Nice to have:

Lean, Agile, Six Sigma, Business Process Management, or Project Management certification

What we offer:
  • comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being
  • performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)

Additional Information:

Job Posted:
January 03, 2026

Employment Type:
Fulltime
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