Senior Risk Asset Review Examination Specialist

• Lead or participate in moderately complex initiatives and deliverables within Risk Asset Review Examination
• Contribute, initiate, and recommend changes to the group's exam policies and standards
• Assess the lending practices of the company's commercial loans and securities investments
• At times, serve as examiner-in-charge and direct a team of examiners that examines the company's commercial lending businesses
• Ability to perform duties as an examiner-in-charge for complex lines of business, including large corporate, asset-based lending, and capital markets
• Interact with line of business senior management of complex lines of business
• Ability to communicate and influence RAR's examination findings to line of business senior management
• Advise RAR management on ways to improve the examination process
• Serve as a resource on RAR's examinations of Wells Fargo's commercial lending businesses
• Evaluate credit administration practices, focuses on significant issues, and demonstrates sound credit judgment
• Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

4+ years of Risk Asset Review experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

• 4+ years recent experience working for a large U.S. bank or large regional U.S. bank in the role as an underwriter, portfolio manager, and/or relationship manager
• Exposure to large complex credits, including syndicated deals, leveraged loans, securities transactions, and asset-based lending facilities
• Good understanding of commercial real estate across various sectors
• Strong commercial credit analysis skills with high attention to detail and accuracy
• Ability to perform quantitative and qualitative analysis, and to document conclusions in an articulate and succinct manner
• Ability to review and interpret complex financial statements, commercial loan structures, and loan documentation
• Knowledge and proficiency in risk rating commercial credits
• Experience in exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements in a variety of industries
• Experience in interacting with Audit, Legal, external agencies, and regulatory bodies on risk-related topics
• Good communication skills with the ability to communicate issues, risks, and proposed solutions effectively and succinctly, in both written and verbal formats, with senior leaders
• Excellent verbal, written, and interpersonal communication skills
• A BS/BA degree or higher in accounting, finance, or economics
• Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members
• Ability to execute in a fast paced, high demand, environment while balancing multiple priorities
• Ability to provide credible challenge and candor to peers.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement