Senior Reserving Consultant (Controls) Job at The Emerald Group Ltd, Search and Selection (London/Horsham/Liverpool)

Banking Risk and Regulatory Advisory Consultant / Senior Consultant

We are currently seeking a Consultant or Senior Consultant with exceptional anal...

Location

Malta , Mriehel

Salary:

Not provided

Deloitte

Expiration Date

Until further notice

Requirements

Minimum of 1-2 years working experience with a focus on banking risk and/or regulatory compliance, within Risk, Compliance, Finance or similar
University degree in Banking and Finance, Risk Management, Business Administration, Accounting or a related field
Excellent written and spoken English

Job Responsibility

Assisting banking and financial services clients in benchmarking their readiness to implement regulations, providing gap assessments and remediation recommendations that support the client in implementing regulatory requirements in a value-adding manner
Assisting clients in developing stress testing exercises to analyze the quantitative impact of internal and external shocks and related scenarios to their capital and liquidity reserves
Performing quantitative assessments of clients capital, liquidity and risk metrics against regulatory thresholds and industry benchmarks, and providing optimisation recommendations
Assisting clients in producing and reviewing regulatory reporting requirements, and, together with our data team, supporting clients in implementing reporting controls and automation
Documenting work performed, findings and value-adding recommendations in a logical, thorough and structured manner, in line with firm methodology and relevant guidance, including communicating findings to senior management
Advising the client on solving control design issues based on industry leading practices and regulatory requirements
Drafting policies and procedures that reflect the clients internal processes, including recommendations made to strengthen internal controls and regulatory compliance
Applying previously acquired technical knowledge on relevant regulatory, compliance or risk topics in a relevant and proportionate manner to the clients business and circumstances to support with problem solving or business optimisation
Carrying out research and building technical knowledge on new or changing regulations of interest in all areas of governance, regulatory compliance and risk management to support the strategic direction of the business

What we offer

4-day work week during the months of July & August
Premium membership for corporate discounts in restaurants, retail, gyms and more
Health Insurance cover for yourself and dependents
Sponsored mental health support sessions through leading mental health services
Deloitte Communities to bring our people together and encourage work/life balance, social life and common interests
Monthly get-togethers with the team
Hybrid working flexibility subject to business requirements
Digital learning, mentoring and regular performance snapshots
Renowned training programme with Deloitte University

Fulltime

Loss Forecasting and Stress Testing Analytics - Senior Vice President

The role is within the Loss / Loan Loss Reserve Forecasting and Stress Testing t...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years work experience in financial services, business analytics or management consulting.
Understanding of risk management. Knowledge of credit card industry and key regulatory activities (CCAR) is a plus. Experience in CCAR / DFAST/Stress Testing is preferred
Strong understanding and hands-on experience with econometric and empirical forecasting models. Experience in data science / machine learning is preferred with ability to handle large datasets
Experience in using analytical packages like SAS, datacube/Essbase, MS Office (Excel, Powerpoint)
Vision and ability to provide innovative solutions to core business practices.
Ability to develop partnerships across multiple business and functional areas.
Strong written and oral communication skills.
Bachelor’s/University degree or equivalent experience
Ability and experience to drive changes in order to achieve business targets
Displays flexibility to work well with varying personal styles

Job Responsibility

Work independently to effectively execute: Quarterly loss / loan loss reserve forecasting and stress testing processes (CCAR, QMMF, Recovery Plan) deliverables for one or more retail portfolios with primary focus on NA cards
Associated governance activities (Manager Control Assessment, End User Computing, Activity Risk Control Monitoring and its Assessment Units)
Cross-portfolio and cross-functional collaboration on loss / loan loss reserve forecasting and stress testing analytics
Assist in review and challenge of existing models, and model outputs to identify areas of improvement relative to portfolio & macro-economic trends.
Understand the calculation of reserves, components of P&L, and the impact of CECL on CCAR results besides understanding the synergies between two processes.
Collaborate with other teams like Risk Modeling, Portfolio & New Account Forecasting, Data Reporting and Finance to complete requests on financial planning & CCAR/DFAST results and increased integration of credit risk & PPNR results
Perform complex risk policy analytics in terms of sizing the impact of credit/business/regulatory policies on loss performance and incorporate it into the stress testing process
Perform econometric analysis to estimate and explain the impact of changing macroeconomic trends on Portfolio Performance Losses, delinquency etc.
Establish and continually evolve standardized business and submission documentation.
Collaborate with Risk and Finance organization to understand sources of data and continue to improve the process of defining, extracting and utilizing data.

Fulltime

Loss Forecasting and Stress Testing Analytics - Assistant Vice President

This is an exceptional opportunity for a developing professional to independentl...

Location

India , Haryana, India, Mumbai, Maharashtra, India

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

7+ years of progressive experience in financial services, business analytics, or management consulting, with a strong emphasis on quantitative analysis
A post-graduate degree in a quantitative discipline such such as Statistics, Mathematics, Economics, Econometrics, Management, Operations Research, or Engineering
Demonstrated proficiency in analytical and automation tools (e.g., Python, SAS, VBA, Tableau) and a keen interest in leveraging AI for enhanced efficiency
Strong understanding of risk management principles
Experience with Loss Forecasting/CECL/ Stress Testing is highly preferred
Knowledge of the mortgage and/or retail bank industry and associated regulatory activities is a significant advantage
Exceptional quantitative aptitude, critical thinking, and problem-solving abilities, with a track record of delivering high-quality results
Excellent written and verbal communication skills, with the ability to articulate complex analytical concepts to diverse audiences
A strong work ethic, a collaborative spirit, and the ability to thrive in both independent and team-oriented environments
Bachelor’s/University degree or equivalent experience, potentially Masters degree

Job Responsibility

Lead Forecasting & Stress Testing: Drive the execution of quarterly loss/loan loss reserve forecasting and stress testing processes (e.g., CCAR, QMMF, Recovery Plan) for US mortgage and retail bank portfolios
Enhance Model Validation & Integrity: Actively participate in the review and challenge of existing models and their outputs, identifying opportunities for continuous improvement in alignment with portfolio performance and evolving macro-economic trends
Ensure models produce rational, logical, and accurate outcomes
Strategic Policy Analytics: Conduct sophisticated risk policy analytics to quantify the impact of credit, business, and regulatory policies on loss performance, seamlessly integrating these insights into the stress testing framework
Advanced Econometric Analysis: Perform in-depth econometric analysis to estimate and articulate the influence of changing macro-economic trends on key performance indicators such as portfolio losses and delinquency rates
Data-Driven Insights & Automation: Understand and analyze the key drivers of losses and loan loss reserves, their relative importance, and current trends
Leverage this knowledge to generate meaningful and accurate forecasts
Cross-Functional Collaboration: Partner with Risk and Finance organizations to optimize data sourcing, definition, extraction, and utilization processes, continuously improving our analytical capabilities
Process Optimization & Innovation: Identify and champion opportunities for process efficiencies through automation (using Python, VBA, SAS, Tableau), simplification of underlying data, forecasting, and reporting processes, including the innovative application of Citi AI solutions
Governance & Compliance Excellence: Oversee associated governance activities (Manager Control Assessment, End User Computing, Activity Risk Control Monitoring), ensuring best-in-class practices for documentation, version control, and central results summaries

Fulltime

Manager / Senior Manager - Financial Services Consulting - Information Technology

Location

Hong Kong , Hong Kong

Salary:

Not provided

Forvis Mazars

Expiration Date

Until further notice

Requirements

University degree majoring in Finance, Accounting, Business, Legal, Information Systems, Computer Science/ Engineering or related subjects
Minimum 4-5 years’ experience gained in professional services firms, commercial banks or other financial institute experience will be an advantage
Demonstrate good analytical, problem solving and presentation skills. Flexible, self-starter possessing intellectual curiosity. Effective time and project management with excellent interpersonal skills
Keen on career development on any of the following areas: financial services regulatory consulting, compliance, governance and internal controls, risk management, operational / technology risk management, business & system processes review, internal audit, cyber-security and business consulting
Interested in gaining experience in any of the following industries: Banking and capital markets (client on-boarding / KYC / AML / investment product suitability and other regulatory compliance, front office activities in products / sales channels, middle and/or back office control, operational / technology risk management – commercial banking, private banking, investment banking)
Asset management (distribution channels, controls and processes – prime brokerage, fund administration, fund management (retail, institutional, and/or real estate / private equity, etc.))
Digital asset management/ trading (Cybersecurity, custodian management, licensing requirements)
Insurance (underwriting, claims, reserving, Solvency II, policy administration systems – general or life insurance)
Payment industry (Cybersecurity, settlement and clearing)
Ability to identify and assess business process controls and linkage to IT systems

Job Responsibility

Lead a client-centric advisory team in financial services industry
Support the development on consulting engagement plans and project approaches, analyse client’s current business processes and understanding the risk management environment for financial institutions
Support the planning, execution and delivery of consulting engagements covering regulatory, operational and IT advisory with FS clients in areas such as client onboarding, KYC, AML, system architecture/ pre- or post-implementation, reviews
IT regulatory & licensing reviews (e.g. cybersecurity requirements on C-RAF and iCAST requirements, IS guideline, MCRA membership application, etc.)
Utilise your skills in the areas of structured problem solving, business analysis, analytics, design thinking and lean process improvement to help our FS clients drive profitability and performance through their business operations
Use of technology and data including FinTech/ RegTech/ InsuTech innovation with respect to financial institutions to promote innovation and achieve regulatory compliance
Support change management including the revision or formulation of new policies, systems and controls aligned with regulatory requirements and regulators’ expectations
Plan, execute and communicate with engagement stakeholders of the financial institutions
Identify current and emerging trends of regulatory requirements for the financial services sector in Hong Kong, Singapore, Mainland China and other Asian markets and global regulatory expectations

What we offer

medical and dental insurance
life insurance
a 5-day working week
discretionary performance bonus
birthday leave
marriage leave

Fulltime

Apac Liquidity Risk Vp

This role will serve as the primary regional lead for Barclays’ legal entities a...

Location

Singapore , Singapore

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

Experience engaging with APAC regulators (e.g. CBIRC, MAS, HKMA, APRA, JFSA, RBI), including onsite inspections, regulatory submissions, thematic reviews, and policy consultations, with a solid understanding of jurisdiction-specific liquidity requirements
Exposure to Fed, PRA, or EBA frameworks is advantageous
Mandarin capability for China coverage
Strong experience in liquidity and funding risk management, balance sheet analysis, and Treasury ALM or non-traded market risk, with solid technical understanding of LCR, NSFR, liquidity metrics and liquidity stress testing frameworks
Ability to perform effective second-line oversight, including monitoring and challenging liquidity risk limits, reviewing first-line Treasury activities, and risk analysis and reporting for senior stakeholders
Hands-on experience in liquidity stress testing, including scenario analysis, review of assumptions, methodology design, calibration and impact assessment, in line with Group internal frameworks and regulatory expectations
Working knowledge of liquidity risk frameworks and controls, including risk appetite, limits, triggers, and escalation processes, with experience supporting framework enhancements and policy updates
Exposure to intraday liquidity and collateral dynamics, with an understanding of payment flows, liquidity usage, and funding implications
Experience reviewing liquidity risk implications of business activities, including new products, funding structures, or balance sheet changes, with exposure to relevant governance forums
Understanding of contingency funding planning, including liquidity stress scenarios and potential management actions under stress conditions

Job Responsibility

Safeguard the bank's financial stability by assessing, managing and mitigating liquidity risk
Development and implementation of a comprehensive liquidity risk framework, including metrics, forecasting models, liquidity limits and stress testing scenarios
Assessment, review and improvement of the adequacy and appropriateness of Treasury’s strategies to optimise the bank's liquidity position, including managing cash reserves, borrowing facilities, and asset-liability matching
Monitoring daily liquidity positions, inflows, outflows, and potential funding gaps and report on liquidity risk metrics to senior management and regulators
Identification and assessment of potential sources of liquidity risk, such as market volatility, customer withdrawals, and regulatory changes
Development and testing of contingency plans to address liquidity shortfalls and market disruptions and Implementation of corrective actions as needed to maintain adequate liquidity levels

Fulltime

Senior Financial Accountant

Location

Poland , Kraków

Salary:

Not provided

PerkinElmer

Expiration Date

Until further notice

Requirements

Bachelor’s and/or master’s degree in accounting or finance, or an equivalent combination of education and relevant financial experience
At least 4 years of professional experience in Finance/Accounting with focus on GL processes
Demonstrated experience in month end closing and maintaining ledger independently
Demonstrated VAT/tax capabilities as well as statutory returns experience
Proficiency in financial reporting
US GAAP knowledge will be considered a plus
Fluent in English - at least CEFR B2 level

Job Responsibility

Support the monthly, quarterly, and annual close processes for assigned entities
Ensure compliance with GAAP/IFRS and internal accounting policies
Assist in preparing audit schedules and liaising with external auditors
Preparation of the monthly, annual tax declarations including CIT, VAT, Treasury and Statistical reports/declarations, cooperating with the tax department/ local consultant in case of problems
Prepare Financials Statements with accordance to the local requirements
Liaising with external tax auditors and tax advisors to achieve compliance to local tax requirements
Leading audits
Prepare / review journal entries, account reconciliations, and financial statements (Month End and Year End) for the following area: Quarterly Revenue Recognition Testing, Investment in Sub, Equity Accounts, Review Onsources accounting entries, Bad Debt Reserve, Income Tax Provision, VAT, SUT, Declaration
Review all JEs and Recons performed by P2s
Organize and maintain closing task checklist

What we offer

Private healthcare including dental care
Life and long-term disability insurance
MyBenefit Cafeteria system
Multisport Card
Social Fund Subsidies
Home Office allowance
Tuition reimbursement
Referral awards
Internal career development opportunities in multiple business areas
Day off to celebrate your birthday

Fulltime

Client Accounting Solutions Principal

The Client Accounting Solutions Principal is a senior, client‑facing leader resp...

Location

United States , Richardson

Salary:

Not provided

Associa

Expiration Date

Until further notice

Requirements

10–15+ years of HOA or community association accounting experience, including fund accounting and reserve structures
Strong working knowledge of GAAP, audit readiness, and accounting controls in an HOA environment
Proven experience leading accounting onboarding, system migrations, or platform implementations
Demonstrated ability to lead complex, client‑facing engagements and influence senior stakeholders
Excellent written and verbal communication skills, with strong documentation discipline
CPA strongly preferred
Experience with SaaS accounting platforms or ERP‑like systems is a plus

Job Responsibility

Lead in‑depth discovery of client accounting practices, including accounts receivable, accounts payable, general ledger, chart of accounts, funds and reserves, billing assessments, project accounting, close and reconciliation processes, and reporting requirements
Design future‑state accounting models aligned with GAAP, HOA fund accounting standards, and platform capabilities
Map capabilities and identify areas to improve the TownSq platform based on the best practices and process discovered
Serve as the escalation point for complex or non‑standard accounting scenarios
Help define data migration rules, validation criteria, reconciliation tie‑outs, and go‑live readiness checklists
Support client cutovers, ensuring accuracy, completeness, and minimal operational disruption
Support go‑lives and hypercare periods by triaging issues, stabilizing accounting processes, and guiding continuous improvement
Build and maintain reusable SOPs, checklists, templates, and training curricula for accounting onboarding and pre-onboarding discovery activitiesengagements
Partner with Learning & Development to scale best practices across the Client Solutions team
Drive adoption of standardized close, reconciliation, and reporting cycles

Fulltime

Loss Forecasting and Stress Testing Analytics – Assistant Vice President

The Asst. Vice President, Loss Forecasting and Stress Testing role is within the...

Location

India , Haryana, Mumbai, Maharashtra

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minium Bachelors, preferably Masters Degree, in a quantitative field
7+ years of work experience in financial services or management consulting
Strong understanding of risk management
Knowledge of credit card industry and key regulatory activities (CCAR) are a plus
Understanding of forecasting models
CCAR / DFAST execution and submission experience
Broad understanding of overall business model and key drivers of P&L
In depth experience in using analytical packages, SAS, Smartview, datacube/Essbase, MS Office (Excel, Powerpoint)
Vision and ability to provide innovative solutions to core business practices
Ability to develop partnerships across multiple business and functional areas

Job Responsibility

Collaborate with Risk Modeling, Portfolio and New Account Forecasting, Data and Reporting teams
Be able to independently lead the team through one or multiple of the following: Quarterly / Monthly NCL Outlook / Plan Forecasting Process, Quarterly Allowance for Credit Losses (ACL), Forecasting ACLs, The annual stress testing processes (CCAR, Mid-cycle stress testing, Recovery Plan), and Associated governance activities (Manager Control Assessment, End User Computing, Activity Risk Control Monitoring and its Assessment Units)
Driving continuous process enhancements / standardization and automations for greater efficiencies and accuracy
Provide training within and across teams on best practices for CCAR / QMMF and related regulatory submissions and interactions
Review and challenge existing models, and model outputs to identify areas of improvement relative to portfolio & macro-economic trends
Understand the calculation of reserves, components of P&L, and the impact of CECL on CCAR results besides understanding the synergies between two processes
Partner with Finance team to complete requests on financial planning & CCAR/DFAST results and increased integration of credit risk & PPNR results
Create presentations with supportive analysis, storyboard results, and lead discussions with senior management, Finance heads, Independent Risk
required as part of the business review and effective challenge process
Establish and continually evolve standardized business and submission documentation

Fulltime

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Senior Reserving Consultant (Controls)

Job Responsibility

Requirements

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