Senior Real Estate Underwriter Job at Lawes Consulting Group (London)

Underwriting Team Lead - Residential Real Estate & Commercial Real Estate

The Underwriting Team Lead is a seasoned professional role leading a team of RRE...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualification
Senior Credit Officer (SCO) or equivalent
Bachelor's/University degree or equivalent experience
Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience
Honesty, integrity and reputation
Financial soundness
Competence and capability

Job Responsibility

Manage the RRE and CRE Underwriting Team
Oversee new business requests, ongoing portfolio management, ad-hoc project management and some third-party vendor management
Serve as a key contact for residential mortgage product underwriting process
Originate, structure and transact residential and commercial real estate loans
Work closely with 2nd Line of Defence
Ensure ongoing effective portfolio management
Ensure all necessary internal and external reporting requirements are completed in a timely manner
Work closely with RRE and CRE Product Head and wider Lending Leadership Team on policy updates and strategy
Take a leading role in Internal Audit and BICR reviews
Provide regular input to the Private Bankers, Risk and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.

Fulltime

Senior Vice President - Underwriter - (Structured Credit and Real Estate Underwriting)

The Senior Vice President position will hold a critical role within the Structur...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm
Experience in leading a team and in coaching and mentoring junior bankers
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Ability to understand capital markets products and complex financing and product structures
Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
Pro-active disposition with ability to work autonomously and within a team
Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
On track for internal Senior Credit Officer designation is a plus

Job Responsibility

Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
Supervise analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Perform quality control of the approval memos to ensure accuracy and completeness of input
Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Provide support to Director and other senior team members, lead projects and initiatives in the wider team
Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects

What we offer

Global Benefits
Best-in-class benefits
Work-life balance

Fulltime

Senior Vice President - Structured Credit and Real Estate Underwriting

The Senior Vice President position will hold a critical role within the Structur...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor, or asset management firm
Experience in leading a team and in coaching and mentoring junior bankers
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Pro-active disposition with ability to work autonomously and within a team
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
Strong Microsoft Office skills
Modeling experience is a plus
Strong attention to detail
Oral and written communications skills enabling the candidate to effectively interact with internal and external constituents of all levels
Strong awareness and adherence to the control environment including Quality Assurance and Quality Control

Job Responsibility

Accountability for ensuring strong analysis of the assigned SCREU portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Supervise analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Perform quality control of the approval memos to ensure accuracy and completeness of input
Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Provide support to Director and other senior team members, lead projects and initiatives in the wider team
Keep abreast of industry and market trends and customer-specific events

Fulltime

Lead Trading Underwriter – Real Estate

Lawes are partnering with a top-tier insurance firm, seeking a Lead Trading Unde...

Location

United Kingdom , London

Salary:

Not provided

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Extensive London Market property/real estate underwriting experience
Strong negotiation and sales expertise
Proven experience in managing large cases and portfolios within the real estate sector
Familiarity with key stakeholders in the London Market real estate industry
Well-developed networking and relationship-building abilities
In-depth understanding of legislative and regulatory requirements in insurance
Excellent communication and negotiation skills
Ability to thrive in a target-oriented environment

Job Responsibility

Profitably and consistently underwrite both new and existing business
Build and maintain strong trading relationships with a panel of brokers
Generate profitable business from the assigned broker panel
Lead meetings, presentations, and tender responses with brokers and clients
Mentor, train, and develop Senior Underwriters
Serve as the referral point for Senior Underwriters within the team
Oversee and review underwriting standards and licensing within the team
Champion and implement the business strategy and product offerings

Fulltime

Lead Trading Underwriter – Real Estate

Lawes are partnering with a top-tier insurance firm, seeking a Lead Trading Unde...

Location

United Kingdom , London

Salary:

Not provided

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Extensive London Market property/real estate underwriting experience
Strong negotiation and sales expertise
Proven experience in managing large cases and portfolios within the real estate sector
Familiarity with key stakeholders in the London Market real estate industry
Well-developed networking and relationship-building abilities
In-depth understanding of legislative and regulatory requirements in insurance
Excellent communication and negotiation skills
Ability to thrive in a target-oriented environment

Job Responsibility

Profitably and consistently underwrite both new and existing business
Build and maintain strong trading relationships with a panel of brokers
Generate profitable business from the assigned broker panel
Lead meetings, presentations, and tender responses with brokers and clients
Mentor, train, and develop Senior Underwriters
Serve as the referral point for Senior Underwriters within the team
Oversee and review underwriting standards and licensing within the team
Champion and implement the business strategy and product offerings

Fulltime

Commercial Real Estate Underwriter

The Underwriter is a seasoned professional role. Applies in-depth disciplinary k...

Location

Hong Kong , Hong Kong

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years relevant experience
Previous experience working directly in Commercial Real Estate underwriting or credit preferably in the financial services industry
Previous transaction experience in non-recourse syndicated CRE financing highly preferable
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast-paced environment managing multiple projects
Possess effective interpersonal, organizational and analytic skills
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
Highly effective written and verbal communication skills
Proficiency in Chinese (reading and writing) required

Job Responsibility

Ensures Credit Approval Memo (CAM) packages are complete, accurate and thoroughly documented
Support Senior Underwriters in making recommendations/credit decisions, including risk ratings and regulatory classifications
Conducts in-depth analyses of financial data and other information provided by the client
Conducts projection modeling, stress testing and other analyses using research and evaluations from a wide variety of sources
Assesses deal strengths and weaknesses and risk factors
Ensures all transactions are in compliance with regulatory and Citi guidelines, policies and procedures
Remains current on all aspects of the credit relationship, including exposure, compliance, and potential credit concerns
Oversees periodic relationship credit monitoring including Annual Reviews (ARs), Quarterly Reviews (QRs), and Criticized Credit Reviews (CCRs)
Notifies bankers of any deterioration in operating performance based on financial reporting
Supports the Senior Underwriter and Underwriter during internal reviews (BICR, COBRA, IA) and external regulatory exam responses

Fulltime

Commercial Real Estate Underwriter

This role involves conducting financial analysis of commercial real estate prope...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3-6 years of relevant experience
Previous experience working directly in Commercial Real Estate underwriting or credit preferably in the financial services industry
Strong financial modeling experience in Microsoft Excel, including complex financial modeling, data manipulation, and scenario analysis
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Bachelor's/University degree or equivalent experience
MBA or CFA or CA preferred

Job Responsibility

Conduct comprehensive financial analysis of Commercial Real Estate properties and associated sponsors/borrowers, including historical performance, pro forma projections, rent rolls, operating statements, and balance sheet analysis
Develop and maintain complex financial models specific to various CRE asset types and transaction structures
Prepare credit approval request memorandums, highlighting key risks, mitigants, and actionable recommendations
Conduct projection modeling, stress testing and other analyses using research and evaluations from a wide variety of sources
Support Senior Underwriters in making recommendations/credit decisions, including risk ratings and regulatory classifications
Oversee periodic relationship credit monitoring including preparing Annual Reviews, Quarterly Reviews, and Criticized Credit Reviews
Proactively identify early warning signs of credit deterioration and elevate concerns to senior portfolio managers
Review and validate the quality of financial spreads, reports, and static data updates
Support Senior Underwriter and Underwriter during internal reviews and external regulatory exam responses
Prepare executive-level materials and presentations summarizing complex financial analysis and risk assessments

What we offer

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Equal opportunity employer policies and practices

Fulltime

Underwriter - Commercial Real Estate

The Underwriter role involves comprehensive financial and risk analysis of Comme...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6+ years of relevant experience
previous experience working directly in Commercial Real Estate underwriting or credit preferably in the financial services industry
strong financial modeling experience in Microsoft Excel, including complex financial modeling, data manipulation, and scenario analysis
ability to apply credit and risk principles toward business goals
demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Job Responsibility

Conduct comprehensive financial analysis of Commercial Real Estate properties and associated sponsors/borrowers
develop and maintain complex financial models
prepare well-reasoned and succinct credit approval request memorandums highlighting risks and actionable recommendations
conduct projection modeling, stress testing and analyses
support Senior Underwriters in making credit decisions using quantitative models and qualitative judgment
oversee periodic relationship credit monitoring and prepare Annual Reviews, Quarterly Reviews, and Criticized Credit Reviews
proactively identify early warning signs of credit deterioration and propose corrective actions
review and validate financial spreads, reports, and static data updates
support internal reviews and regulatory exam responses
prepare executive-level summaries of financial analysis and risk assessments

Fulltime

Senior Real Estate Underwriter

Lawes Consulting Group

Location:
United Kingdom , London

Category:
Insurance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
March 27, 2025

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