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Join a fast‑moving Credit Risk Technology team where modern engineering, data, and AI come together to drive real‑world financial impact. We operate with a startup mindset—ownership, speed, and experimentation—within the rigor and responsibility of a global financial institution. You’ll help design and deliver mission‑critical platforms that support credit risk assessment, analytics, and decisioning across the firm. The Credit Risk Applications Technology Lead Analyst is a senior engineering leadership role focused on building and evolving modern, scalable platforms for credit risk management. You will lead application design and development while partnering closely with risk, data, and platform teams to deliver systems that are performant, resilient, and compliant. This role blends hands‑on development, system architecture, technical leadership, and AI‑enabled innovation, with a strong emphasis on microservices, cloud‑native design, and enterprise‑grade governance.
Job Responsibility:
Architect, design, and deliver scalable, Python‑based applications supporting credit risk analytics, workflows, and reporting
Partner with risk, product, and technology leadership to integrate platforms, identify enhancements, and enable new products and process improvements
Resolve high‑impact, complex initiatives through deep analysis of business processes, system flows, and industry standards
Ensure solutions adhere to enterprise architecture, data, security, and infrastructure blueprints
Establish and enforce engineering standards for coding, testing, CI/CD, debugging, and production readiness
Design and evolve microservices‑based architectures, ensuring scalability, resiliency, observability, and maintainability
Apply AI and GenAI capabilities to modernize workflows, automate analysis, and unlock new insights in credit risk
Serve as technical leader and mentor, coaching mid‑level engineers and analysts and allocating work as needed
Apply sound risk and control judgment, ensuring compliance with laws, regulations, and policies while safeguarding clients, data, and the firm.
Requirements:
5–10 years of experience in application development or systems engineering within complex environments
Advanced proficiency in Python and SQL, with strong software engineering fundamentals
Hands‑on experience building API‑driven services using FastAPI, Pydantic, and/or Django
Proven expertise designing and implementing microservices architectures, including service decomposition, inter‑service communication, resiliency patterns, and observability
Strong experience with Docker and Kubernetes, deploying and operating containerized services in production
Deep understanding of system architecture, data flows, and distributed systems
Experience working in Linux environments, including shell scripting and operational troubleshooting
Strong track record implementing unit testing, TDD, and automated quality controls
Subject Matter Expert (SME) in at least one application, platform, or service domain
Working knowledge of large language models (LLMs) and modern AI platforms from leading providers such as OpenAI, Anthropic, Google, and Meta
Experience designing or contributing to LLM‑enabled solutions (e.g., copilots, workflow automation, analytics augmentation)
Familiarity with prompt engineering, model integration patterns, and AI governance considerations in enterprise environments
Exposure to modern “vibe coding” practices—leveraging AI‑assisted tooling to accelerate development, experimentation, and problem solving while maintaining engineering rigor
Bachelor’s degree (or equivalent experience) in Computer Science, Engineering, Mathematics, or a related STEM field.
Nice to have:
Experience with distributed data and compute platforms (e.g., Spark, PySpark, Hadoop, Hive)
Hands‑on experience with graph databases, particularly Neo4j, for network, relationship, or dependency‑driven use cases
Background in credit risk, financial risk management, or banking platforms
Experience modernizing or decomposing legacy monolithic systems in large enterprises
Proven delivery of GenAI / AI‑driven solutions in regulated or large‑scale environments
Master’s degree preferred.
What we offer:
Global benefits: Discover the top benefits offered to our global workforce, designed to support your well-being, growth and work-life balance.