Senior Product Manager Job at Wells Fargo (Bengaluru)

Senior Product Manager

Wells Fargo

Location:
India , Bengaluru

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

Wells Fargo is seeking an experienced Senior Product Manager to lead the strategy, roadmap, and delivery of a Risk Rating application supporting credit risk assessment and decisioning. This role will be responsible for defining and evolving risk rating capabilities, ensuring alignment with credit policy, regulatory expectations, and business objectives. The ideal candidate brings strong credit risk domain expertise, including borrower quality and collateral ratings, a proven product management background, and hands‑on experience applying Generative AI (GenAI) to enhance risk analysis, automation, explainability, and user productivity within a highly governed environment.

Job Responsibility:

Lead or participate in product management initiatives and deliverables for product lines or services
Contribute to product analysis across applicable markets, conduct market research and market results-oriented analysis
Review and analyze marketing programs for new products or enhancements including identification of market segments, product positioning, product bundling, pricing and profitability
Resolve moderately complex issues and lead team to meet project goals, objectives and deliverables
Ensure programs adhere to compliance, privacy regulations and policies
Collaborate and consult with managers, analysts and project teams to ensure that goals are achieved
Lead projects, teams or serve as a mentor
Own the product vision, roadmap, and lifecycle for the Risk Rating application and related capabilities
Define measurable product outcomes aligned to business performance, risk management objectives, and regulatory expectations
Identify opportunities to improve risk accuracy, transparency, efficiency, and scalability through technology and AI‑driven solutions
Partners with risk rating methodology, Gen AI, and technology teams to ensure risk rating methodologies are accurately represented in the application
Demonstrate deep understanding of borrower quality assessments, including financial strength, management quality, industry risk, and operating performance
Own and manage the product backlog, including epics, features, and high‑quality user stories with clear acceptance criteria documented in JIRA
Lead backlog refinement, prioritization, and planning to maximize business and risk value
Work closely with engineering, QA, and business partners to drive iterative delivery using agile methodologies
Participate actively in sprint planning, reviews, retrospectives, and release planning
Serve as the primary product contact for stakeholders across risk, business, technology, compliance, and operations
Clearly communicate product direction, priorities, dependencies, and trade‑offs to senior leadership

Requirements:

4+ years of Product Management experience, product development experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Strong knowledge of credit risk rating frameworks, including borrower quality and collateral assessment
Experience delivering products using agile methodologies with cross‑functional teams
Excellent communication and stakeholder management skills
Strong problem‑solving capabilities
Experience with risk rating, underwriting, credit decisioning, or loan origination platforms
Familiarity with AI/ML governance, model risk management, and regulatory expectations related to AI
Experience working in regulated financial services environments
Knowledge of workflow orchestration and decisioning engines
Ability to balance strategic vision with hands‑on execution

Additional Information:

Job Posted:
March 25, 2026

Expiration:
March 31, 2026

Employment Type:

Fulltime

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