Senior Product Manager - Wholesale Lending Job at Barclays (London)

Product Control Lead Analyst

The Product Control Lead Analyst participates is a senior level position respons...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

8+ years relevant experience ideally in Product Control, Wholesale Lending, Traditional Credit Products, minimum 6 years in Finance
Fluent language knowledge in English
Loan accounting, Transformation or Business Analyst experience is a plus
Strong data analysis and planning skills to support fast decision making
Artificial Intelligence or Digital Tools knowledge or experience (KNIME) is a plus
Strong collaboration skills as this person will need to work very closely with the respective business partners, respective Finance teams, Technology and Operations
A high caliber individual with strong communication and presentation skills, both written and oral
Self-starter who proactively seeks to improve existing controls and streamline processes both from a tactical short-term viewpoint, and from a strategic long-term perspective
Strong control mindset and understands key controls environment and governance needs
Strong innovation mind-set and the ability to deliver meaningful change

Job Responsibility

Focus on the migration of the Loans Product Processor from Flexcube to the strategic Loans product processor (LoanIQ)
Become a Subject Matter Expert (SME) in Loan Accounting
Analyze business needs and collaborate with the Tech, Ops and various Finance teams to define Controllers requirements for LoanIQ functionality and migration
Perform User Acceptance Testing (UAT) and present summarized results to Seniors
Validate results of manual and automated migrations from Flexcube to Loan IQ and Treasury Financing systems
Support additional strategic Transformation initiatives as required
Ensure processes and controls implemented for line Controllers provide strong controls to guarantee the integrity of books and records
Provide feedback on progress and escalate issues to Banking Controllers senior management in a timely manner
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work-life balance
Career progression opportunities across geographies and business lines

Fulltime

Risk Management Country Officer

The Risk Management Country Officer (RMCO) for Colombia is a senior position res...

Location

Colombia , Bogotá

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of relevant experience, desirable banking experience or financial institutions
experience in people management
comprehensive understanding of Banking and Capital Markets products
experience with wholesale credit portfolio performance monitoring and metrics
comprehensive understanding of strategic direction of the function
in-depth conceptual/practical grounding in the function and/or expertise in related subject areas
preferably SCO or SCO journey initiated
fully bilingual (Spanish & English)
Bachelor's degree/University degree or equivalent experience
Master's degree preferred

Job Responsibility

Lead a team/organization responsible for risk management activities associated with the wholesale credit portfolio
analyze credit risk and provide credit recommendations and guidance to senior risk managers
apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions
analyze transactions and assist in structuring transactions to contain Citi’s credit risk within acceptable parameters
conduct internal and external oversight reviews and manage Operating Committee engagement
produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing
serve as the main point of contact with local regulators and internal audit function on integrated risk matters
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
stay updated on industry developments and apply in-depth knowledge to contribute to strategic and pro-active risk management
provide guidance, review & challenge, and recommendations on complex credit approvals for an assigned credit portfolio

What we offer

Equal opportunity employer policy
policy for reasonable accommodations

Fulltime

Associate Director

Join us as a Associate Director at Barclays International Corporate Bank, you wi...

Location

United Kingdom , London

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

Treasury coverage Product Knowledge (Cash management, Wholesale Lending, Trade Finance, FX, Risk Management, Debt Capital Markets)
Proven ability to manage large multinational corporate relationships
Credit skills and capital returns knowledge
Solid understanding of International corporate banking business
Experience managing client portfolios
Managing senior stakeholder relationships
Interest in managing existing clients and new client acquisition
Knowledge of KYC, Customer Due Diligence, Compliance risks
International Corporate Banking Product knowledge
The job holder will be required to undertake a significant number of visits to customers at their own premises requiring a high degree of mobility

Job Responsibility

Management of client relationships to identify the clients financial goals, challenges, and risk tolerance to support the analysis of data obtained from various sources, including the investment portfolio and cash flow, to identify trends, insights, areas for improvement and additional services to support client needs
Research and understanding of the client's industry trends, regulatory landscape, and competitive environment to inform strategic recommendations
Design of customised solutions that address the client's specific needs and objectives, incorporating a range of products and services from the bank's portfolio
Communication of the value proposition of proposed solutions, justification of recommendations, and negotiation of terms that are beneficial for both the client and the bank
Provision of guidance to clients to support their financial decisions, offering expert investment advice, risk management and wealth management strategies support, and updates on market trends to ensure a positive and continuous relationship
Assessment of financial, legal, and operational risks associated with client relationships, and implementation of measures to minimise potential losses
Documentation of all client interactions, transactions, and agreements to ensure transparency and auditability, and communicate findings effectively to support product development, service offerings, and the overall bank strategy
Monitoring of client satisfaction, revenue generated, and other relevant metrics to evaluate the effectiveness of relationship management efforts
To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness
Collaborate closely with other functions/ business divisions

What we offer

Supporting active commuters
Time to connect
Wellbeing in focus
Advanced trading floors
Hybrid working

Fulltime

Wealth Lending Technology Team Lead

The Applications Development Senior Group Manager is a senior management level p...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of relevant experience
10+ years of managerial experience
Experience with wholesale and retail lending products
Experience adopting ML/AI solutions in the lending space
Working knowledge of the industry and competitors’ products and services
Advanced knowledge of strategic direction of the function within relevant part of the business
Demonstrated leadership, management, and development skills
Bachelor’s degree/University degree or equivalent experience
Master’s degree preferred

Job Responsibility

Own the end-to-end technology strategy, architecture, and delivery for large-scale wealth-lending platforms spanning securities-based lending, structured credit, mortgages, and bespoke lending products
Set the technical and architectural north star while remaining hands-on with critical designs, complex problem solving, code reviews, and high-impact delivery decisions
Apply exceptional analytical thinking and fluid intelligence to solve highly ambiguous, multi-dimensional business, risk, and regulatory problems with scalable technology solutions
Translate complex wealth-lending, collateral management, risk, capital, and regulatory requirements into resilient, extensible, and future-proof platform architectures
Lead and scale a large, globally distributed engineering organization, driving clear accountability, strong execution discipline, and a culture of engineering excellence
Partner as a trusted technology advisor to senior business, risk, operations, and compliance leaders, influencing product strategy and operating model decisions
Drive multi-year platform modernization initiatives, including system consolidation, cloud adoption, API-first and event-driven architectures, and automation of manual lending workflows
Balance near-term delivery commitments with long-term platform sustainability, ensuring technical debt, resiliency, and scalability are actively managed
Establish and govern engineering standards across security, resiliency, performance, data quality, and regulatory compliance in a highly controlled environment
Leverage deep domain expertise in wealth lending to identify opportunities for straight-through processing, cost reduction, risk mitigation, and increased lending penetration

Fulltime

Risk Operations Group Manager

The Business Simplification and Process Reengineering role will drive the re-ali...

Location

Poland , Warsaw

Salary:

340990.00 - 580610.00 PLN / Year

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in strategy development and execution related with credit, lending, banking or regulatory projects
Strong wholesale lending product domain knowledge across including reference data across the various financial products
Strong understanding of key credit risk performance metrics, macroeconomic indicators, and general banking concepts
Experience with senior engagement management roles and program execution of significant scope in financial services for large organizations
History of partnering closely with, engineering, operations, and/or risk to drive change in an organization
Communication skills and ability to influence others and deliver clearly articulate presentations to senior leaders
Ability to work across all levels of management independently and effectively
Experience in defining controls or implementing policy changes
Proven expertise in risk management disciplines, and process simplification across the end-to-end wholesale lending lifecycle
Advanced communication and diplomacy skills

Job Responsibility

Drives results for the wider team by managing cross country processes, identifying risks, opportunities and suggesting solutions
Take ownership of tasks, initiatives and projects
manage them to their completion
Oversees and manages team in ensuring accuracy and completeness of activities performed
Reviews guidelines and regulations issued from time to time and ensure that requirements are met and gaps are remediated
Structure a risk management-based approach with proven methodologies to serve as enablers to the successful execution of the organizational strategy
Ensure initiatives align to the established control frameworks and are driving control automation, reducing reliance on manual solutions, and mitigating overall risk
Assist in performing a detailed analysis on the identification of issue root cause, partnering with control and process owners to recommendations holistic corrective actions and improvements, provide check and challenge to ensure appropriate escalation in according with Issue Management and Escalation Policies
Drive tactical and strategic planning to ensure the program corrective actions plans are met. This includes identifications, documentation, reviews of multiple before dissemination on a regular basis
Support tracking of Issue Management (CAPs/Issues), and in-country audits from ideation to IA validation

What we offer

Work in a challenging area of the financial industry with one of the world's leading companies with exposure to variety of products, processes and controls
Cooperation with a high quality, international, multicultural and global team
Work in a friendly and diversified environment, appreciating differences in style and perspective and using them to add value to decisions leading to organizational success
Management supporting balanced and agile work (flexible working hours, home office)
A chance to make a difference with various affinity networks and charity initiatives
Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
Employee Assistance Program financed by Employer
Paid Parental Leave Program (maternity and paternity leave

Fulltime

Risk Management Country Officer & Wholesale Credit Risk

The Risk Management Country Officer (RMCO) for Dominican Republic will double ha...

Location

Dominican Republic , Santo Domingo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of relevant experience
Experience in people management
Comprehensive understanding of Banking and Capital Markets products
Experience with wholesale credit portfolio performance monitoring and metrics
Comprehensive understanding of strategic direction of the function
In-depth conceptual/practical grounding in the function and/or expertise in related subject areas
Preferably SCO or SCO journey initiated
Fully Bilingual (Spanish & English)
Bachelor's degree/University degree or equivalent experience
Master's degree preferred

Job Responsibility

Lead a team/organization responsible for risk management activities associated with the wholesale credit portfolio
Analyze credit risk and provide credit recommendations and guidance to senior risk managers
Apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions
Analyze transactions and assist in structuring transactions to contain Citi’s credit risk within acceptable parameters
Conduct internal and external oversight reviews and manage Operating Committee engagement
Produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing
Serve as the main point of contact with local regulators and internal audit function on integrated risk matters
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
Stay updated on industry developments and apply in-depth knowledge to contribute to strategic and pro-active risk management
Provide guidance, review & challenge, and recommendations on complex credit approvals for an assigned credit portfolio Assess the quality of the loan portfolio, including the identification and assessment of emerging risks and providing regular feedback on issues and opportunities to senior management

Fulltime

Institutional Credit Management Product Developer - Artificial Intelligence

The Product Manager will join our mission to transform how Citi manages Wholesal...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s degree in business / equivalent or technology related field
10+ years of relevant experience
Expert knowledge in various software development methodologies, and project management concepts (e.g., requirements creation, feature identification, and user story writing)
Knowledge about Generative AI and Traditional AI. Key features, strong and weak points of these technologies and Experience with their implementation in existing processes.
Ability to independently lead projects through strategy, design and implementation phases and being accountable for the direct financial impact of the initiatives
Ability to present various Projects and Product to senior leadership in understandable and capturing way
Basic knowledge of programming in Python is advantage
Familiarity in a front office, middle office, or operational capacity supporting the credit lifecycle execution or related transformation efforts in wholesale lending
Demonstrated ability to translate end user needs into tangible work products that technology engineers can move forward to develop (e.g. Process Flows, Requirements, Design Artifacts, Screen Mockups, etc.)
Track record of working across multiple stakeholders and collaborating with various technology partners

Job Responsibility

Partner with various ICM colleagues and risk managers to develop origination and credit monitoring strategies for managing credit risk in a timely, accurate and complete manner
Utilize modern Emerging technologies for simplification, automation, quality control leading to improvement in Efficiency of internal processes and systems
Launch and manage new Products, Projects and Initiatives utilizing Emerging technologies and ensure both technical and governance deliveries of these efforts
Effectively navigate from the strategic to the requirement level, enabling the design team to confidently execute designs informed by user needs
Lead a set of products working groups to maintain outcome-based roadmaps and sequencing, review progress towards OKRs, and track risk dependencies and issues
Conduct design workshops that enable collaboration and conceptual solutions, while serving diverse personas
Leverage journey-based design strategies to drive an overall product design process and validate prototypes into production, including visual design and content strategy
Drive digital transformation by re-engineering operational business processes, focusing on optimizing target state processes and end to end workflow orchestration with technology empowerment
Follows market, industry, and client trends to own field and adapts them for application Citi’s products and solutions platforms

What we offer

Access to telehealth options, health advocates, confidential counseling
Access to an array of learning and development resources
Resources and tools to volunteer in the communities

Fulltime

Senior Data Analyst

The Enterprise Data Office (EDO) group is expanding its Wholesale Credit Risk (W...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum 6 years of extensive experience in data analytics, quantitative analysis, or risk reporting within the financial services industry, with a strong focus on Wholesale Credit Risk and Direct/Contingent exposure
Expert-level understanding of credit risk measures, attributes, and banking products, particularly related to wholesale lending and exposure types (Direct/Contingent)
Exceptional analytical, problem-solving, and critical thinking skills, with a proven ability to extract actionable insights from large, complex datasets
Superior oral and written communication skills in English, with a demonstrated ability to influence senior stakeholders and present complex information clearly to both technical and non-technical audiences
Experience in leading projects or mentoring team members is highly desirable
Master's degree or Ph.D. in a quantitative field such as Economics, Finance, Statistics, Mathematics, Computer Science, or a related technical discipline is preferred
Meticulous attention to detail and a commitment to data integrity and accuracy in all analytical outputs

Job Responsibility

Lead advanced analytical deep dives into Direct and Contingent exposure data to identify underlying risk factors, concentrations, emerging trends and potential issues
Integrate analytical investigations and findings with tactical and strategic solutions, including topside adjustments, finance balance adjustments, and DCRM tracking, to ensure effective risk mitigation and financial accuracy
Develop and implement analytical methodologies to assess credit risk movements across the wholesale lending portfolio, with a focus on Direct and Contingent exposures
Translate complex analytical findings into clear, concise, and actionable strategic insights for senior management and business stakeholders
Design and develop executive-level visualizations to communicate key risk metrics and analytical conclusions effectively
Provide expert guidance and thought leadership on best practices in credit risk analytics, data interpretation, and quantitative modeling
Collaborate with cross-functional teams, including Risk Management, Technology, and Business Units
Act as a subject matter expert for Direct and Contingent exposure analysis, mentoring junior team members and fostering a culture of analytical excellence
Contribute significantly to senior management presentations, articulating complex analytical strategies, program updates, and strategic recommendations

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

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Senior Product Manager - Wholesale Lending

Job Description

Job Responsibility

Requirements

Nice to have

What we offer

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