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At Stonebridge, we support a national community of over 1,400 mortgage advisers — and our people are at the heart of everything we do. Their insight, expertise and drive help us deliver outstanding outcomes for advisers and customers across the UK. If you’re an experienced product governance specialist who thrives in a regulated environment, enjoys building structure where it matters, and wants to play a key role in strengthening Consumer Duty and PROD compliance, this is an opportunity to make a meaningful impact from day one. This is a 3‑month fixed‑term role with real influence, working closely with senior leaders, advisers, lenders and insurers to ensure our products deliver fair value and support excellent customer outcomes.
Job Responsibility
Designing, implementing and maintaining a comprehensive Product Oversight & Governance Framework
Establishing formal product approval processes and governance structures
Creating and maintaining complete product inventories
Reviewing, approving and documenting product changes from lenders and insurers
Ensuring all governance activity aligns with Consumer Duty and PROD 4 requirements
Developing and maintaining fair value assessment methodologies
Reviewing product governance documentation from providers
Producing and maintaining fair value assessments in line with regulatory expectations
Presenting assessments for governance review and approval
Embedding periodic review cycles and ensuring they are consistently followed
Developing and documenting a formal Product Distribution Strategy
Running regular distribution reviews and assessing effectiveness
Ensuring alignment with target market requirements
Monitoring distribution outcomes and identifying areas for improvement
Acting as the principal contact for lenders, insurers and product providers
Strengthening provider relationships and communication processes
Managing structured handovers and continuity arrangements
Ensuring governance expectations are clearly understood and consistently met
Enhancing MI and reporting frameworks
Developing metrics to monitor fair value, distribution effectiveness, consumer outcomes and emerging risks
Designing product performance dashboards that support informed decision-making
Providing subject matter expertise to advisers, business development teams and internal stakeholders
Enhancing product guides, training materials and provider communications