Senior Principal, Risk & Captive Management

• Lead Global Insurance Portfolio: Own and manage Airbnb’s insurance products, ensuring strategic oversight of all protection programs
• Drive Product Innovation: Direct the development, launch, and continuous improvement of new insurance offerings and captive solutions for emerging risks and opportunities
• Strategic Leadership: Guide enterprise-wide insurance strategy through data-driven analysis, competitive benchmarking, and insights into industry trends
• Join Relationship Management: Structure, negotiate, and nurture strategic relationships with insurers, reinsurers, brokers, TPAs, claims administrators, regulators, and partners for industry-leading coverage
• Captive Operations Oversight: Oversee captive insurance activities, including underwriting, pricing, partner management, and policy development
• Risk Financing Strategies: Evaluate and implement strategies such as self-funding, stop-loss, and property & casualty placements to optimize Airbnb’s risk and cost profile
• Performance Analysis: Assess key metrics, market trends, and competitor actions to continually refine insurance offerings
• Risk Management for Growth: Guide risk strategies for acquisitions, divestitures, and expansion into new products and markets
• Go-To-Market Leadership: Lead commercial execution, regulatory registration, and compliance for insurance products
• Cross-Functional Partnership: Work with senior leaders to design custom insurance programs that align with platform initiatives
• Insurance Innovation: Challenge legacy models and design creative solutions for Airbnb’s global community

• 12+ years of global insurance leadership, including oversight of large-scale corporate and captive operations
• Bachelor’s degree in Insurance, Finance, Accounting, Actuarial Science, or related field required
• MBA or advanced degree strongly preferred
• Fully licensed actuary (FSA, FCAS, or equivalent) in good standing
• Proven success designing, launching, and managing complex risk and coverage programs, ideally within platform or marketplace environments
• Deep expertise in product development, underwriting, negotiation, claims resolution, and partnership management
• Demonstrated ability to build and scale captive entities and risk financing initiatives
• Exceptional leadership and talent development skills
• Strategic, innovative, and consultative problem solver
• Advanced financial planning, strategic thinking, and cross-functional collaboration abilities
• Outstanding communicator, able to distill complex concepts for diverse audiences
• Embodies Airbnb’s culture of creativity, innovation, and collaborative problem solving

Leadership experience in innovative insurtech organizations or startups and located in California

• bonus
• equity
• benefits
• Employee Travel Credits