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Senior P&C Underwriter – Existing Business

United Kingdom, Chelmsford 55000.00 GBP / Year · Job Posted February 20, 2026
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Job Description

This is a key role responsible for managing and developing a portfolio of commercial risks, strengthening broker relationships, and driving profitable retention. You’ll play an important part in maintaining underwriting discipline while delivering a competitive and service-led proposition.

Job Responsibility

  • Manage and retain a portfolio of complex commercial Property & Casualty risks
  • Deliver profitable underwriting decisions aligned to appetite and strategy
  • Conduct broker portfolio reviews to drive retention and rate improvement
  • Build and maintain strong, trusted broker relationships
  • Provide technical referral support and guidance to colleagues
  • Support renewal negotiations to secure sustainable, profitable outcomes
  • Maintain accurate audit trails and ensure full regulatory compliance
  • Stay informed on market trends, legislation, and competitor activity

Requirements

  • Minimum 5 years’ experience underwriting complex commercial P&C risks
  • Strong experience managing existing business portfolios
  • Proven ability to deliver retention and profitability targets
  • Excellent broker relationship management skills
  • Commercially focused and decisive underwriting approach
  • Ability to operate independently while supporting wider team objectives
  • Dip CII qualified (or working towards)

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