Senior Model Risk Management Analyst Job at Lead Bank (Kansas City)

Senior Risk Management Analyst - Retirement

Voya Financial is seeking a Senior Risk Analyst for the Voya Financial Risk Mana...

Location

United States , Windsor; Hartford

Salary:

120000.00 - 145000.00 USD / Year

Voya Financial

Expiration Date

Until further notice

Requirements

Bachelor's Degree or equivalent experience
3–5 years of experience in actuarial risk management or financial risk analysis within insurance or retirement services
Understanding of Retirement product risks
Strong knowledge of GAAP and STAT accounting principles and their implications for risk metrics
Proficiency in Excel, actuarial software, and risk modeling tools
experience with stochastic modeling is a plus
Excellent analytical, problem-solving, and communication skills
Familiarity with risk appetite frameworks, EaR and CaR risk measures, economic capital concepts, and stress testing governance
Ability to interpret complex data and present actionable insights to senior stakeholders
Understanding of regulatory requirements (e.g., NAIC, ORSA) and enterprise risk management practices

Job Responsibility

Calculate and monitor EaR and CaR metrics quarterly for alignment with enterprise risk appetite
Perform annual stress testing under GAAP and STAT basis, including scenario and sensitivity analyses for interest rate, equity, and credit shocks
Support Economic Capital (EC) modeling and integrate results into enterprise risk reporting
Monitor the performance, risk exposures, and asset-liability matching of the General Account
Provide insights on credit quality, duration gaps, and liquidity risk impacting the General Account
Assist in evaluating financial implications of new retirement products, including pricing assumptions and capital requirements
Perform risk-adjusted profitability analysis and stress scenarios for existing and proposed product designs
Partner with Product Development and Actuarial teams to ensure alignment with risk appetite and regulatory standards
Facilitate regular meetings with management of the supported business areas
Prepare reports for senior management

What we offer

Health, dental, vision and life insurance plans
401(k) Savings plan – with generous company matching contributions (up to 6%)
Voya Retirement Plan – employer paid cash balance retirement plan (4%)
Tuition reimbursement up to $5,250/year
Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day
Paid volunteer time — 40 hours per calendar year

Fulltime

Retail Credit Risk Model Senior Analyst

The Credit Risk Analyst II is a developing professional role. Applies specialty ...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Min 3 years’ experience in scoring and analytics in a consumer lending environment.
Strong statistical background with experience in modeling (scores) and segmentation.
Experience with tools from strategy through development, maintenance / updates, and validations.
Great emphasis on big picture, but with the ability to dig into data and perform root cause analysis.
Understand statistical and economic relevance of results.
Be a data-oriented thinker that uses the available information to data mine and find opportunities.
Credit Bureau and Credit Scoring experience preferably gained in an analytic or portfolio management function.
Awareness of Citi people processes, policies and relevant laws will be advantages.
Scoring specialist or ideal candidate for scoring specialist role
Excellent Programming skills on SAS, SQL, Visual Basic, Excel, MS Access

Job Responsibility

Develop, manage, maintain, update, and validate data mining findings and analytical tools (scores and segmentation) that will ensure the growth of the business while controlling for risk (minimizing risk forecast variance).
Work with GMRA to enable efficient development and delivery of new scoring and non-scoring models for the different geographies and products.
Work with the in-country scoring manager to achieve team’s responsibilities of determining Scoring needs (according to business going forward strategy) and drive score management priorities as well as actively engage with Region and GMRA to drive planning and delivery.
Champion all Scoring Strategy analysis delivery and implementations.
Perform score and non-score monitoring MIS and validations and conduct quarterly scoring reviews.
Support growth and business objectives through use of scoring models, strategies and credit bureau.
Leverage credit bureau data to optimize Account Acquisition / Maintenance, Fraud and Collection Strategies.
Ensure optimal business use of scoring models and credit bureau in the countries.
Build/retain expertise and educate other cluster risk teams with Scoring and Segmentation practices.
Engage in scoring development, implementation and control, coordinating with GMRA, Region and ITO.

Fulltime

Portfolio Credit Risk Management 2nd LOD Senior Lead Analyst

Citibank, N.A. seeks a Portfolio Credit Risk Management 2nd LOD Senior Lead Anal...

Location

United States , New York

Salary:

198900.00 - 233557.54 USD / Year

Citi

Expiration Date

August 21, 2026

Requirements

Master’s degree, or foreign equivalent, in Finance, Actuarial Science or related field and 8 years of experience as a Risk Policy Manager, Risk Portfolio Manager, Risk Manager Payroll Portfolio, Credit Portfolio Group Manager, Credit Portfolio Senior Manager, Credit Portfolio Manager, Mortgage Models Senior Analyst, Scoring & Credit Policy Analyst, or related position involving Consumer Risk and Portfolio Management for a global financial services institution. Alternatively, employer will accept a Bachelor’s degree in the listed fields and 10 years of progressively responsible, post-baccalaureate experience in the listed positions. Full span of experience must include: Developing Credit Risk Strategy, including segmentations and scoring models
Executing Credit Risk Programs, including risk identification, monitoring, and framework development
and Developing risk reports using statistical and reporting tools including SAS, Tableau, Power BI, Microsoft Office. Additionally, 2 years of experience must include: Preparing and communicating Senior Management materials, providing insights for Consumer Credit Risk Portfolios and Strategies
Contributing to the quarterly forecast process
Setting and operational policies and procedures
Working with institutional clients based in Mexico and the U.S.
and Developing Loss Benchmarks curve methodology for Consumer products.

Job Responsibility

Provide guidance and coordinate cost of credit activities for Consumer Credit businesses, including engaging with Modeling groups, in-business Retail and Wholesale groups and Finance groups
Establish cross-functional partnerships and networks
Sets standards for Personal Banking, CCAR, CECL, QMMF and Loss Forecasting processes and oversee the applications of those standards
Provides risk oversight
Managed the quarterly forecast process for Consumer Credit businesses, set up standards, share best practices, collect information, and create a report for the Senior Risk Management
Assist with the quarterly forecast process for Consumer Credit businesses
Track differences between actuals and forecast in order to retro-feed the process to improve forecast techniques
Participate in the Chief Risk Officer meetings to understand and challenge the forecasts assumptions and results
Execute Loss Forecasting analyses, projects, and reporting initiatives to support Personal Banking, Wealth Management and Legacy Franchise
Provide strategic analytics and insight regarding Cost of Credit (CoC) actuals and forecast to senior management including preparing Citi’s CFO for earnings release (CFO Earnings preparation)

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

Sr Risk Management Analyst - Wealth Management

Voya Financial is seeking a Senior Risk Analyst for the Voya Financial Risk Mana...

Location

United States , Boston

Salary:

120000.00 - 145000.00 USD / Year

Voya Financial

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Finance, Economics, Risk Management, or related field (Master’s preferred)
Professional certifications such as FRM (Financial Risk Manager), CFA (Chartered Financial Analyst), or PRM (Professional Risk Manager) are strongly preferred
7+ years of experience in risk management within financial services, ideally in wealth management or investment advisory
Strong understanding of investment products (equities, fixed income, alternatives, structured products)
Knowledge of regulatory frameworks (SEC, FINRA, Basel III, Dodd-Frank)
Advanced proficiency in risk modeling, stress testing, and scenario analysis
Excellent communication, presentation, and stakeholder management skills
Proactive and practical attitude
Strong verbal and written communication skills
Curiosity about our business and industry

Job Responsibility

Conduct quantitative and qualitative risk assessments across portfolios, investment strategies, and client accounts
Monitor market, credit, liquidity, and operational risks impacting wealth management activities
Develop and maintain risk dashboards, metrics, and reporting tools for senior management
Enhance risk management frameworks, policies, and procedures tailored to wealth management services
Recommend improvements to risk governance structures and escalation protocols
Partner with advisors, and business teams to evaluate risk exposures in investment strategies
Provide risk insights to support decision-making in client portfolio construction and product development
Act as a subject matter expert on risk issues for cross-functional teams
Prepare detailed risk reports for senior leadership, risk committees, and board presentations
Communicate complex risk concepts clearly to both technical and non-technical stakeholders

What we offer

Health, dental, vision and life insurance plans
401(k) Savings plan with generous company matching contributions (up to 6%)
Voya Retirement Plan – employer paid cash balance retirement plan (4%)
Tuition reimbursement up to $5,250/year
Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day
Paid volunteer time — 40 hours per calendar year

Fulltime

Senior Vice President - Global Credit Reserve Sr. Lead Analyst - Risk Management

The Global Credit Reserve Team oversees the firmwide credit reserving approaches...

Location

Canada , Mississauga

Salary:

141600.00 - 212400.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience
Solid knowledge and hands-on experience in risk management, especially with credit portfolios, exhibiting abilities in scrutinizing, probing, and supervising first line of defense risk management
Acumen in questioning, examining, and validating new account strategies, account management strategies, and non-scoring financial models
Familiarity with compliance protocols with a demonstrated ability to direct, assess and dispute compliance adherence
Experience in directing internal and external audits, with a strong understanding of oversight reviews, demonstrating competence in questioning and appraising audit processes
Ability to collaborate with multiple teams and departments with a focus on managing, inspecting and disputing collaborative endeavors
Comprehensive knowledge and experience in risk assessment, particularly when making business decisions demonstrating, strength in contesting, scrutinizing, and ensuring decisions maintain the firm's reputation
Proficiency in ensuring compliance with legal and regulatory requirements, demonstrating ability to dispute, assess, and supervise compliance processes
Advanced expertise in scrutinizing and evaluating complex financial data, with the capacity to make strategic decisions under review
Proficiency in credit analysis, counterparty risk, and portfolio stress testing, including the ability to predict and plan for potential market fluctuations whilst challenging these predictions

Job Responsibility

Supervise and scrutinize risk management activities related to the credit portfolio, including risk assessment, mitigation, monitoring, and reporting to ensure optimal performance
Oversee the end-to-end framework for credit reserve adequacy, carefully assessing and mitigating potential risks
Review new and enhanced modelling techniques applied for credit reserving
Conduct rigorous internal and oversight reviews, probing and investigating internal processes and controls, managing any internal audits or regulatory exams to uphold institutional integrity
Assess and analyze risk during decision making processes, using sound judgement to safeguard the firm's reputation and financial stability
Ensure firm policies are upheld, promote ethical conduct, and rigorously examine activities and processes to ensure compliance with relevant legal and regulatory requirements
Stay informed about industry trends, leverage strong communication skills to clearly relay information to various stakeholders and make complex business decisions
Monitor and adapt current practices according to the latest trends in credit risk analysis, leveraging expertise for improved forecasting and allowance calculations
Manage governance discussions to ensure reserve adequacy
Is an enthusiastic and early adopter of change

Fulltime

Credit Risk Senior Analyst

Citibank, N.A. seeks a Credit Risk Senior Analyst for its Irving, Texas location...

Location

United States , Irving

Salary:

123968.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

Master’s degree or foreign equivalent in Finance, Business Administration, Accounting, Economics or related field and 3 years of experience as a Financial Analyst, Credit Analyst, Senior Financial Data Analyst, Associate or related position
Will also accept a Bachelor’s degree or foreign equivalent in the above disciplines and 5 years of progressive, post baccalaureate experience as listed above
3 years of experience must include: Writing credit memorandums regarding Credit Risk financial statement analysis, covenant analysis, Peer comp, Industry analysis, Leverage ratios, Liquidity, repayment capacity, financial spreading, and collateral analysis
Modeling/forecasting performance for client based on disclosed information from the client, industry trends, and macro environment
Using FactSet to extract borrower’s information related to debts, its peers and consensus estimates used for projections, and information related to any transactions or M&A related to borrower
Using S&P CAPIQ to extract borrower’s Capital structure information

Job Responsibility

Focus on the rigorous internal analysis and subsequent underwriting of Consumer Goods, Retail and Healthcare portfolio as part of internal portfolio management and transaction requests
Manage a dedicated portfolio of clients via continuous monitoring of their financial performance, industry trends, and overall creditworthiness to proactively identify risks and opportunities
Review and standardize the client-provided financial data (e.g., annual reports, quarterly statements) to align with Citi's internal accounting and analysis guidelines
Compute a comprehensive suite of critical financial ratios, essential for evaluating various facets of a company's performance
Perform in-depth qualitative and quantitative reviews of the core financial statements, Income Statement, Balance Sheet and Cash Flow
Conduct several additional layers of analysis, including industry, covenant, capital/corporate structure, and modeling
Ensure adherence to Citi’s Wholesale Credit Policy, ensuring all analysis and underwriting decisions strictly comply with/align with both internal risk appetite and external regulatory requirements
Perform the comprehensive analysis needed to derive the internal risk ratings for each client via Debt Rating Models/Scorecards

What we offer

medical
dental
vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

Capital Management Senior Analyst - Assistant Vice President

Capital Planning and Management is a division that (i) owns the enterprise-wide ...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years relevant experience
Foundational knowledge of banking products / systems
Foundational knowledge of the different systems, theories and practices relevant to a function as well as practical experience of multiple business cycles
Excellent communication skills required in order to influence a wide range of audiences
Able to navigate through a large organization to streamline and summarize multiple information points and create repeatable processes to build consistency in presenting information
Strong technical problem-solving skills and an ability to identify conflicts, discrepancies and other issues and bring together the right team to solution them
Strategic mindset, ability to plan ahead to future possibilities and translate them into breakthrough strategies
Ability to manage competing priorities and tasks in a complex and dynamic and work well as part of a team
At a minimum, a Bachelor’s degree from a recognized higher education institution
Prefer at least a Bachelors’ degree in Finance, Accounting, Business or related field

Job Responsibility

This role will primarily focus on Citi's Recovery Planning capabilities for the Capital workstream, and partner with key members of the Capital Planning / Recovery and Resolution Planning organization and across Treasury to lead various initiatives related to Citi’s RRP process, including but not limited to: Maintaining Citi’s Recovery capital requirements and methodology
Reporting and analysis of capital metrics and results in a Recovery scenario, in a manner consistent with Resolution capital metrics (RCAP and RCEN)
Informing management decisions on capital needs across Citi’s operating material legal entities, including designing and implementing strategies to optimize capital positioning in a Recovery scenario
Partnering with MLE management, Regional Treasurers and local finance teams globally to analyze local recovery scenario related capital requirements including analysis of local capital needs, governance in support of Citi’s Recovery Plan and engagement with local regulators and other key stakeholders
Drive and analyze capital-related elements of firm-wide RRP regulatory submissions, including Resolution and Recovery plans for Citigroup and CBNA
Analyze capital metrics in a Recovery scenario to inform management decisions regarding the pre-positioning of capital
Develop and manage processes for periodically refreshing capital metric inputs
Lead initiatives to enhance methodology, process and governance over regulatory capital metrics, including system enhancements and updates
Enhance Recovery forecasting processes based on business outlook and planned actions
Develop an in-depth understanding of Recovery actions that impacts capital

Fulltime

Market Risk Senior Analyst

This position provides an excellent opportunity for a quantitative risk analyst ...

Location

Poland , Warsaw

Salary:

241750.00 - 411650.00 PLN / Year

Citi

Expiration Date

Until further notice

Requirements

Experience in Risk and knowledge of one or more of the following is an advantage: derivatives pricing, exotic products, risk management practices, regulation, numerical computation, statistics
Experience in developing complex end-to-end models, including: identifying key steps, data analysis, ability to provide critical insights and original solutions
Expert level hands-on IT skills (for example: Python, C/C++, SQL, Excel, and other quantitative analytics software) are required
Excellent oral and written communication skills. Ability to communicate with people at all levels of seniority in the organization
Ability to listen and understand stakeholders’ needs and find effective/comprehensive solutions
Educated to postgraduate level (preferably MSc or PhD in financial, mathematical or similar quantitative field), with an excellent academic record

Job Responsibility

Develop methodology for quantitative analysis required on various work streams for Basel 2.5 implementation within the bank
Provide robust, controlled, reusable, and scalable analytics capabilities to address specific Legal Entities requirements (VaR breach analysis, Backtesting, ad-hoc analyses requested by other teams)
Produce high quality documentation for models, interact with the model validation team
Work with existing market risk models as required, and provide solutions where weaknesses are identified in testing, or where new business needs require model enhancements
Interact confidently with other risk management teams, governance teams, the front office, technology and control groups to implement improvements to the market risk models and to support any related production processes
Prepare reports and detailed quantitative analysis for presentation to senior management and regulators
Pro-actively develop deep knowledge of the forthcoming Market Risk regulations of the Fundamental Review of the Trading Book (FRTB) and its application in the legal entity

What we offer

Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
Employee Assistance Program financed by Employer
Paid Parental Leave Program (maternity and paternity leave
statutory and 2 weeks additional paid paternity leave)
Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
Additional benefits from Company’s Social Benefit Fund
Additional day off for volunteering
Cafeteria/ flex benefit

Fulltime

Select Country

Senior Model Risk Management Analyst

Job Description

Job Responsibility

Requirements

What we offer

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