Senior Managing Director, Credit Risk and Portfolio Analytics Job at OneMain Financial (Wilmington)

Senior Director, Credit Risk and Analytics

Lead and scale the Credit Risk & Analytics function driving AI/ML-based underwri...

Location

United Kingdom; United States; Canada; Germany; France; Ireland

Salary:

Not provided

Deel

Expiration Date

Until further notice

Requirements

A minimum of 15 years in credit risk management, including leadership roles in consumer and small business lending
Hands-on experience building, validating, deploying AI/ML underwriting or scoring models
Experience leveraging alternative data sets for Consumer and SME lending
Demonstrated success in managing credit risk for new products, markets, and customer segments
Strong leadership, with ability to train non‑technical stakeholders in analytics and risk concepts
Degree in Finance, Economics, Risk Management, Statistics, or related field
Master’s preferred
Relevant certifications (e.g., CFA, FRM, PRM) will be considered a strong advantage

Job Responsibility

Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy
Lead iterative development of underwriting and pricing models - from evaluating AI/ML algorithms, sourcing alternative data to production deployment and continuous optimization with cross-functional partners
Identify and integrate non-traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets
Architect real time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance
Ensure proactive risk identification for new products, markets, or customer segments
Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments
Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols
Ensure models and analytics pipelines are auditable, scalable, deployment-ready, and aligned with best practices
Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers
Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency

What we offer

Stock grant opportunities dependent on your role, employment status and location
Additional perks and benefits based on your employment status and country
The flexibility of remote work, including optional WeWork access

Fulltime

Vice President or Senior Director, Credit Risk

KOHO is seeking an exceptional leader in Credit Risk who combines strategic visi...

Location

Canada

Salary:

225000.00 - 325000.00 CAD / Year

KOHO

Expiration Date

Until further notice

Requirements

15+ years of experience in credit risk, including 7+ years in a leadership role
Extensive expertise in consumer credit risk across the lifecycle—preferably in fintech, challenger banks, or alternative lending environments
Proven track record building credit risk functions through high growth phases
Experience managing managers and directors across modeling, strategy, and risk analytics
Expert knowledge of credit data, scoring systems, and risk governance frameworks
Proven track record influencing senior stakeholders and working cross-functionally
The ability to communicate complex credit risk concepts to diverse audiences
Hands-on experience with risk infrastructure, decision engines, and reporting tools
Excellent written and verbal communication skills with the ability to present to the Board and executive leadership
Passion for developing inclusive teams and mentoring talent

Job Responsibility

Architect and execute KOHO’s credit risk strategy across all lending products
Build and scale teams, managing multiple levels of talent responsible for credit risk modeling, strategy, reporting, and governance
Design and implement credit policies, underwriting guidelines, and credit lifecycle strategies (origination, limit management, collections, and recovery)
Define and monitor key credit risk metrics, portfolio trends, and early warning indicators
Drive data-driven decision-making in product development, pricing, and growth initiatives
Lead credit risk governance and deliver strategic insights to internal and external stakeholders including the Board, risk committees, and investors
Partner with Finance on portfolio forecasting and debt facility management
Lead regulatory examinations and maintain relationships with regulators on credit risk matters
Ensure audit readiness and regulatory compliance, including IFRS9 reporting and credit loss provisioning
Present to and advise the Board Risk Committee on credit portfolio performance, emerging risks, and strategic initiatives

What we offer

Competitive compensation & equity
Fantastic, Deeply Engaged Team
Generous vacation + Wellness days + Flex Days + holiday closure
Remote-first environment + coworking support + yearly all hands retreat
Access to coaching & growth programs
Parental top-up & leave policies
Comprehensive health benefits
Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

Fulltime

Climate Physical Risk Analytics and Stress Testing, Director

This is a senior, high-impact position within Independent Risk Management, estab...

Location

Ireland , Dublin

Salary:

130000.00 - 230000.00 EUR / Year

Citi

Expiration Date

Until further notice

Requirements

Good understanding of stress testing methodologies and ability to link economic risk factors and market data to the risk management framework
Experience in designing and executing climate or macroeconomic stress testing frameworks for real estate portfolios, including end to end understanding of scenario, stress testing modeling and use of output
Experience in developing and/ or using climate physical risk / natural disasters analytics, including indirect impacts on insurance dynamics. Familiarity with catastrophe modeling, disaster scenario design and insurance markets and trends
Good understanding of increasing regulatory expectations facing banks with respect to climate and environmental risk. Experience in dealing with and delivery of regulatory projects
Proven ability to partner and collaborate across an organisation, excellent influencing, facilitation, and partnering skills, with the ability to build relationships, partner effectively and build a strong internal network across functions and throughout the global network at all levels of the organisation
Strong quantitative and spreadsheet skills, with the ability to analyse, work with, interpret and present large amount of data in a readily digestible format using the latest charting/diagrammatic presentation techniques
Strong PowerPoint and writing skills to manage and deliver strategic presentations
Strong organisational skills and the ability to multitask effectively in a high-volume and complex environment with changing priorities with a practical solutions-driven approach
Strong written and oral communications skills, with a commanding and convincing delivery and the ability to synthesize complex concepts, translate into ‘user friendly’ language and effectively present in long-form documents or slide format
Strong tenacity and resilient under pressure and self-motivated in a fast paced and demanding environment. Highly engaged, strong attention to detail, and outcome oriented

Job Responsibility

Primary point of contact for key stakeholders integrating climate physical risk analytics in their risk processes, including oversight of physical risk components of Climate Risk Stress Testing exercises
Lead the oversight and continued development of physical climate risk stress testing frameworks and methodologies
Evaluate and enhance risk analytics that quantify the potential financial impact of physical climate risks across a defined range of scenarios
Ensure stress testing outputs are robust, repeatable, and aligned with regulatory and internal standards
Oversee the assessment of natural disaster exposures (e.g., floods, wildfires, hurricanes) across the bank's loan portfolios and own operational infrastructure
Guide the development of scenario libraries that reflect a spectrum of acute and chronic physical risk events
Translate geospatial and climate science data into actionable financial risk metrics
Integrate insurance considerations into physical risk assessments, evaluating the extent to which insurance coverage mitigates or transfers financial exposure
Assess insurability risk — including coverage gaps, premium escalation, and market withdrawal — as a key driver of credit and operational risk
Collaborate with relevant business lines to incorporate insurance-adjusted loss estimates into stress testing outputs and portfolio-level risk views

What we offer

Competitive base salary
Hybrid working model (up to 2 days working at home per week)
Business casual workplace
Inclusive and friendly corporate culture where gender diversity and equality is widely recognized
A supportive workplace for professionals returning to the office from childcare leave
Professional development in a truly global environment
Chance to develop in a highly innovative environment where you can use the newest technologies in a top-quality organizational culture

Fulltime

Climate Physical Risk Analytics and Stress Testing, Director

This is a senior, high-impact position within Independent Risk Management, estab...

Location

Poland , Warsaw

Salary:

510000.00 PLN / Year

Citi

Expiration Date

Until further notice

Requirements

Good understanding of stress testing methodologies and ability to link economic risk factors and market data to the risk management framework
Experience in designing and executing climate or macroeconomic stress testing frameworks for real estate portfolios, including end to end understanding of scenario, stress testing modeling and use of output
Experience in developing and/ or using climate physical risk / natural disasters analytics, including indirect impacts on insurance dynamics. Familiarity with catastrophe modeling, disaster scenario design and insurance markets and trends
Good understanding of increasing regulatory expectations facing banks with respect to climate and environmental risk. Experience in dealing with and delivery of regulatory projects
Proven ability to partner and collaborate across an organisation, excellent influencing, facilitation, and partnering skills, with the ability to build relationships, partner effectively and build a strong internal network across functions and throughout the global network at all levels of the organisation
Strong quantitative and spreadsheet skills, with the ability to analyse, work with, interpret and present large amount of data in a readily digestible format using the latest charting/diagrammatic presentation techniques
Strong PowerPoint and writing skills to manage and deliver strategic presentations
Strong organisational skills and the ability to multitask effectively in a high-volume and complex environment with changing priorities with a practical solutions-driven approach
Strong written and oral communications skills, with a commanding and convincing delivery and the ability to synthesize complex concepts, translate into 'user friendly' language and effectively present in long-form documents or slide format
Strong tenacity and resilient under pressure and self-motivated in a fast paced and demanding environment. Highly engaged, strong attention to detail, and outcome oriented

Job Responsibility

Primary point of contact for key stakeholders integrating climate physical risk analytics in their risk processes, including oversight of physical risk components of Climate Risk Stress Testing exercises
Lead the oversight and continued development of physical climate risk stress testing frameworks and methodologies
Evaluate and enhance risk analytics that quantify the potential financial impact of physical climate risks across a defined range of scenarios
Ensure stress testing outputs are robust, repeatable, and aligned with regulatory and internal standards
Oversee the assessment of natural disaster exposures (e.g., floods, wildfires, hurricanes) across the bank's loan portfolios and own operational infrastructure
Guide the development of scenario libraries that reflect a spectrum of acute and chronic physical risk events
Translate geospatial and climate science data into actionable financial risk metrics
Integrate insurance considerations into physical risk assessments, evaluating the extent to which insurance coverage mitigates or transfers financial exposure
Assess insurability risk — including coverage gaps, premium escalation, and market withdrawal — as a key driver of credit and operational risk
Collaborate with relevant business lines to incorporate insurance-adjusted loss estimates into stress testing outputs and portfolio-level risk views

What we offer

Work in a challenging area of the financial industry with one of the world's leading companies, gaining exposure to a variety of products, processes, and controls
Cooperation with a high-quality, international, multicultural, and global team
Work in a friendly and diversified environment that appreciates differences in style and perspective, leveraging them to add value to decisions leading to organizational success
Management that supports balanced and agile work (flexible working hours, home office)
Attractive benefits package (Benefit System, medical care, pension plan, etc.)
A chance to make a difference through various affinity networks and charity initiatives

Fulltime

Managing Director- Head of Trade and Working Capital Solutions Japan, Asia North, and Australia Cluster

The Head of Trade and Working Capital Solutions Japan, Asia North, and Australia...

Location

Hong Kong , Hong Kong

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years in Trade Finance, with proven track record in management
Proven experience driving significant parent/subsidiary client revenue growth, pipeline, wins, and revenue conversion, achieving aggressive growth targets, and executing strategic agendas across the business
Strong credit skills and knowledge of Citi (or equivalent) credit processes
Demonstrated experience driving growth in a controlled risk environment and senior client management
Exceptional leadership, influencing, and execution in a complex organization
Superior strategic and analytical skills to translate insights into actionable business and product strategies
Outstanding execution and prioritization, delivering strategic agenda
Excellent client management, deal negotiation, and communication (written/verbal) skills at all senior levels
Superior organizational skills, managing competing priorities and complex portfolios and technologies
Commitment to Diversity, Inclusion, and Representation

Job Responsibility

Develop and execute an integrated strategic vision for the JANA Trade and Working Capital Solutions Cluster, focusing on client revenue growth and capturing additional share of client wallet
Lead key initiatives to drive inbound and outbound client revenue, increase pipeline, generate new wins, ramp up revenue recognition, market share expansion, and operational efficiency across the Cluster
Design and execute corridor strategy to maximize cross-border opportunities and drive client engagement across network
Lead the delivery of global products locally, overseeing business development in JANA and ensuring global product offerings address the Cluster/local country nuances and regulations, with strong alignment with global product development priorities
Ensure effective capital optimization and returns maximization for regional responsibilities
Directly engage with clients in JANA to strengthen relationships, increase share of client wallet, drive deal execution, and ensure robust client revenue growth
Cultivate strong strategic partnerships with Banking client coverage, industry specialists, banking heads, and product teams, actively leveraging the network to drive business outcomes
Apply superior client management and deal negotiation skills across diverse segments
Foster a "one team" mentality, maximizing collaboration and cross-sell opportunities within JANA
Partner closely with Trade Operations and Technology to enhance client experience and process efficiency

Fulltime

Director, Portfolio Credit Strategy

This role leads a team of credit risk professionals and statisticians in the des...

Location

United States , Bellevue; Frisco

Salary:

167900.00 - 227100.00 USD / Year

T-Mobile

Expiration Date

Until further notice

Requirements

Bachelor’s degree in business management, accounting, engineering or related field
More than 10 years’ experience required, leading credit risk management in a mid- to large-sized consumer lending or credit servicing business with a track record of delivering superior financial performance
At least 18 years of age
Legally authorized to work in the United States

Job Responsibility

Lead, develop, and mentor a high-performing team of credit risk professionals and statisticians
Direct the design, validation, implementation, and performance monitoring of credit risk strategies and statistical models
Ensure strong governance and disciplined execution of credit strategies and financial decisions
Translate complex data analysis into clear, actionable insights for senior leaders
Improve portfolio asset quality by reinforcing sound credit practices
Develop and oversee key risk indicators (KRIs)
Review and challenge analytical methodologies
Advise senior management on credit risk model development
Partner with internal stakeholders and external agents to align credit risk strategies

What we offer

medical, dental and vision insurance
flexible spending account
401(k)
employee stock grants
employee stock purchase plan
paid time off
up to 12 paid holidays
paid parental and family leave
family building benefits
back-up care

Fulltime

Senior Director International Tax and Transfer Pricing

The Senior Director of International Tax and Transfer Pricing will manage a team...

Location

United States , Needham

Salary:

240000.00 - 280000.00 USD / Year

Tripadvisor

Expiration Date

Until further notice

Requirements

Bachelor's degree in Accounting, Finance, or Economics
Minimum of 15+ years of progressive corporate income tax experience, with a significant portion specializing in U.S. international tax matters and transfer pricing within a multinational corporation or Big Four public accounting firm
Proven experience with both operational and transactional research and planning, as well as oversight of U.S. international tax compliance, tax provisions, and controversy
Demonstrated leadership experience, including managing and developing teams
Extensive experience with global tax regulations, international tax compliance, and foreign entity reporting practices
Deep technical knowledge of U.S. international tax rules (e.g., Subpart F, NCTI, FDDEI, BEAT, foreign tax credits)
Strong understanding of ASC 740 and US GAAP
Advanced analytical and problem-solving skills
Excellent verbal and written communication skills
Strong project management, organizational, and leadership skills

Job Responsibility

Develop and execute global tax strategies to minimize worldwide tax burden and optimize the company's effective tax rate
Identify and evaluate complex international tax issues, providing analysis and recommendations for tax-efficient structuring of cross-border transactions, supply chains, and business operating models
Proactively monitor changes in international tax legislation and assess their impact on the company
Assist with tax planning for efficient repatriation of foreign cash and other tax planning opportunities
Collaborate with Treasury, Legal, and senior business leaders across the organization
Work closely with business leaders to manage and ensure compliance with global transfer pricing policies, including the preparation and review of transfer pricing documentation
Oversee the company’s operational transfer pricing requirements
Responsible for monitoring changes in global tax regulations and transfer pricing regulations along with identifying and mitigating transfer pricing risks
Responsible for managing and collaborating with outside advisors for Transfer Pricing issues
Responsible for global intercompany agreement portfolio

Fulltime

Managing Director- Head of Trade and Working Capital Solutions Asia South Cluster

The Head of Trade and Working Capital Solutions Asia South Cluster is a Managing...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years in Trade Finance, with proven track record in management
Proven experience driving significant parent/subsidiary client revenue growth, pipeline, wins, and revenue conversion, achieving aggressive growth targets, and executing strategic agendas across the business
Strong credit skills and knowledge of Citi (or equivalent) credit processes
Demonstrated experience driving growth in a controlled risk environment and senior client management
Exceptional leadership, influencing, and execution in a complex organization
Superior strategic and analytical skills to translate insights into actionable business and product strategies
Outstanding execution and prioritization, delivering strategic agenda
Excellent client management, deal negotiation, and communication (written/verbal) skills at all senior levels
Superior organizational skills, managing competing priorities and complex portfolios and technologies
Commitment to Diversity, Inclusion, and Representation

Job Responsibility

Develop and execute an integrated strategic vision for the Asia South Trade and Working Capital Solutions Cluster, focusing on client revenue growth and capturing additional share of client wallet
Lead key initiatives to drive inbound and outbound client revenue, increase pipeline, generate new wins, ramp up revenue recognition, market share expansion, and operational efficiency across the Cluster
Design and execute corridor strategy to maximize cross-border opportunities and drive client engagement across network
Lead the delivery of global products locally, overseeing business development in Asia South and ensuring global product offerings address the Cluster/local country nuances and regulations, with strong alignment with global product development priorities
Ensure effective capital optimization and returns maximization for regional responsibilities
Directly engage with clients in Asia South to strengthen relationships, increase share of client wallet, drive deal execution, and ensure robust client revenue growth
Cultivate strong strategic partnerships with Banking client coverage, industry specialists, banking heads, and product teams, actively leveraging the network to drive business outcomes
Apply superior client management and deal negotiation skills across diverse segments
Foster a "one team" mentality, maximizing collaboration and cross-sell opportunities within Asia South
Partner closely with Trade Operations and Technology to enhance client experience and process efficiency

Fulltime

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Senior Managing Director, Credit Risk and Portfolio Analytics

Job Description

Job Responsibility

Requirements

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What we offer

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