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At mobile.de, we are looking for a Senior Manager, Treasury & Risk (d/f/m) to take ownership of our treasury and financial risk management activities. This role is ideal for a hands-on treasury leader who enjoys combining operational responsibility, people leadership, and strategic contribution—without stepping into an executive or director-level position. You will oversee the company’s financial risk exposures, optimise liquidity, manage cash flow, and ensure the efficient and secure management of financial assets. You will also develop and implement robust treasury and risk management strategies, policies, and procedures to safeguard the company’s financial health and support its strategic objectives.
Job Responsibility:
Funding & Financing: Support and execute short- and long-term financing solutions (e.g. credit lines, loans), and manage banking relationships
Debt Management: Oversee debt portfolios, covenants, repayment schedules, and interest rate exposure. Lead debt capital market strategy of the group including refinancing of long term debt and revolving facility
Banking Relationships: Maintain strong, efficient, and cost-effective relationships with banking partners
Insurance Management: Manage group insurance program in collaboration with insurance brokers
Cash Flow Management: Develop and maintain cash flow forecasting models to optimise working capital, ensure liquidity, and identify shortfalls or surpluses. Manage daily cash positions for 2 legal entities and multiple bank accounts
Liquidity Management: Oversee daily cash positioning, bank accounts, and efficient use of cash
Investment Management: Manage surplus cash investments in line with risk appetite and liquidity requirements
Foreign Exchange Management: Identify FX exposures and execute hedging strategies (e.g. forwards, options)
Risk Identification & Assessment: Identify and assess financial risks including FX, interest rate, liquidity, credit, counterparty, and operational financial risks
Risk Mitigation: Develop and implement mitigation strategies, policies, and hedging frameworks
Risk Reporting & Monitoring: Establish risk reporting, monitor key indicators, and provide regular updates to senior management
Compliance & Governance: Ensure compliance with financial regulations, internal policies, and governance standards
Internal Controls: Design and maintain effective internal controls over treasury and financial risk processes
Strategy Development: Contribute to a treasury and financial risk strategy aligned with business objectives
Policies & Procedures: Establish and maintain clear treasury and risk management policies and guidelines
Team Leadership: Lead, mentor, and develop a small, high-performing treasury & risk team
Stakeholder Management: Collaborate closely with Accounting, Legal, Sales, and Operations
Technology & Systems: Evaluate and enhance treasury systems (TMS) and related financial technologies
Market Intelligence: Stay current on market trends, regulatory developments, and best practices
Requirements:
Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or similar
Min 8–10 years of experience in treasury and/or financial risk management
Proven experience as a Treasury Manager, Team Lead, or Senior Manager
Strong hands-on expertise in Debt management, Funding & Financing, Cash flow forecasting & liquidity management, FX and interest rate risk, Banking products and financing instruments
Experience with Treasury Management Systems (TMS) and ERP environments
SAP S/4HANA and/or Microsoft Dynamics 365 Business Central preferred
Strong understanding of accounting principles related to treasury and financial instruments
Proven leadership and team management skills
Exceptional communication (written and verbal), presentation, and interpersonal skills
Strategic thinking with the ability to translate complex financial concepts into actionable plans
Pragmatic, detail-oriented, and execution-focused, with a strong ownership mindset and high integrity
Nice to have:
MBA, CTP, FRM or similar certifications are a plus
Experience in marketplace, e-commerce, mobility, or other digital business models, or in companies with a lean, established treasury function, is a plus
What we offer:
Recharge with 28 days of paid time off
Stay mobile with a €50 monthly transportation/mobility allowance
Keep growing with a development budget and access to coaching
Family first - enjoy up to 12 (non-birth parent) or 20 (birth parent) weeks of fully paid parental leave
Learn anytime, anywhere with our online and offline library
Get rewarded with an attractive base salary and participation in our annual incentive plans
Work from anywhere - up to 20 days per year from wherever you feel most productive
Prioritize your well-being with a 24/7 Employee Assistance Programme for you and your immediate family