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Under general direction, the Senior Manager of Regulatory Capital and Liquidity will be responsible for capital and liquidity risk management, as well as regulatory reporting for a national trust bank. This role requires expertise in financial regulations, capital planning, and liquidity oversight, with a strong focus on forecasting, stress testing, and budgeting. The Senior Manager will collaborate with senior leadership, risk management, finance, and IT to ensure compliance, optimize capital structure, and support the bank’s financial resilience
Job Responsibility:
Lead the execution of capital and liquidity risk management strategies in alignment with regulatory requirements and internal risk appetite
Oversee the preparation and submission of regulatory reports (e.g., FFIEC) ensuring accuracy, timeliness, and compliance
Implement capital planning strategies, including internal capital adequacy assessments and contingency funding plans
Prepare short- and long-term liquidity projections to support proactive financial planning, while continuously monitoring liquidity positions and key risk indicators (KRIs) to ensure alignment with risk appetite and regulatory expectations
Manage business unit-level liquidity forecasting and stress testing initiatives, including the preparation of scenario models and thorough documentation of underlying assumptions and methodologies to support informed decision-making and risk mitigation
Identify and implement process improvements to enhance efficiency, accuracy, and control in capital, liquidity and regulatory reporting functions
Lead the Capital Planning Committee (CPC) with analysis, reporting, and recommendations
Participate in strategic planning and analysis and special projects
Manage and execute on the annual budgeting process aligning with strategic business goals
Review financial performance results, analyze variances to budget, and provide actionable insights to executive leadership
Identify opportunities and implement process improvements, as appropriate
Partner with the Office of Oversight & Control to conduct market benchmarking and peer analysis
Collaborate with IT, Operations, and other departments on firm-wide initiatives impacting financial and regulatory reporting
Maintain strong communication with business units to assess the financial impact of new products, contracts, or operational changes
Perform other duties and responsibilities as assigned
Requirements:
Knowledge of Company’s working structure, policies, mission, and strategies
Knowledge of Advanced accounting concepts, practices and procedures
Knowledge of Financial Services and Treasury Operations
Knowledge of Statistical Modeling and Methods
Knowledge of Controls and implementation of controls as they relate to regulatory reporting
Skill in Reviewing, interpreting and analyzing financial statements
Skill in Project management
Skill in Preparing management reports
Skill in Promoting effective coordination between department and other functional areas
Skill in Interpreting and applying policies and procedures
Skill in Establishing departmental objectives
Skill in Strong analytical and financial modeling skills, including experience with stress testing and scenario analysis
Skill in Excellent communication and leadership skills, with the ability to influence across functions and levels
Ability to Plan, assign, monitor, review, evaluate and lead the work of others
Ability to Establish and communicate clear directions and priorities
Ability to Lead meetings and contribute to team efforts by ensuring all relevant information is included in the outcomes
Ability to Implement changes to standard procedures when required by specific situations and circumstances
Ability to Use appropriate interpersonal styles and communicate effectively and professionally, both orally and in writing, with all organizational levels to accomplish objectives
Ability to Establish and communicate clear directions and priorities
Ability to Explain or clarify financial and regulatory information to all levels of management
Licenses/Certifications: MBA, CPA or CFA preferred
Series 99, or ability to obtain within 120 days (as required by FINRA), may be required depending on assigned functional area
Education: Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance
Work Experience: General Experience – 10 to 15 years, Manager Experience - 6 to 10 years