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Valon is seeking a Senior Manager, Insurance Operations to own and scale its property and mortgage insurance servicing functions as the platform continues to grow. This role has end-to-end accountability for insurance operations, including hazard insurance, flood insurance, force-placed insurance, loss drafts, and mortgage insurance (PMI/MIP). The Senior Manager leads multiple teams and third-party vendors, ensuring regulatory and investor compliance, operational discipline, cost control, and a high-quality borrower experience. This leader is responsible for closing process gaps, mitigating insurance-related risk, and building scalable operating models that support growth without proportional increases in cost or headcount. This role goes beyond execution. The Senior Manager is expected to design durable processes, develop leaders, strengthen vendor governance, and drive continuous improvement across people, technology, and data. As part of Valon’s AI-native servicing platform, this position partners closely with Product, Engineering, Analytics, and Compliance to modernize insurance operations and improve end-to-end outcomes.
Job Responsibility:
Provide senior-level oversight for hazard insurance, flood insurance, force-placed insurance, loss drafts, and PMI/MIP servicing activities across the portfolio
Ensure end-to-end execution integrity from onboarding through payoff, including policy tracking, premium disbursements, coverage validation, claims, refunds, and reconciliations
Establish and maintain clear ownership, SLAs, and escalation paths across all insurance workstreams
Ensure compliance with investor, insurer, and regulatory requirements (FNMA, FHLMC, GNMA, FHA, VA, USDA, state and federal regulations)
Own audit readiness, investor exam responses, remediation plans, and ongoing control validation
Proactively identify and mitigate insurance-related risk exposure, including uninsured/underinsured properties, incorrect flood zones, force-placed errors, MI lapses, and loss draft leakage
Own performance management for insurance vendors, including flood determination, force-placed insurance providers, loss draft administrators, MI providers, and related third parties
Define and enforce vendor SLAs, KPIs, scorecards, and escalation protocols
Lead vendor governance forums, issue remediation, and cost optimization efforts
Lead and develop managers and supervisors across insurance operations functions
Set clear expectations around ownership, accountability, and “trust but verify” execution
Drive consistent performance management, capacity planning, and talent development aligned to growth objectives
Standardize and document SOPs, controls, and operating procedures across all insurance functions
Partner with Product, Engineering, Analytics, and Compliance to automate workflows, improve data integrity, and reduce manual touchpoints
Use metrics and dashboards to monitor performance, surface risk, and drive informed decision-making
Minimize borrower harm, avoidable fees, and insurance-related complaints through proactive oversight and issue resolution
Drive cost-to-service discipline, including force-placed premium controls, loss draft leakage reduction, and vendor cost management
Partner cross-functionally to resolve complex borrower escalations and investor-sensitive issues
Requirements:
Bachelor’s degree preferred
6+ years of experience in mortgage servicing, with deep expertise in property insurance and escrow operations